188 Thacher Loop, Elgin, SC 29045 Property Records

Richland County property record for 188 Thacher Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2018
Square Footage	2,551 sqft Heated Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$276,770 (2018)
Tax Bill	$2,358.00 (2025)

Owner

Source: Richland County records · APN 28902-18-01

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	188 THACHER LOOP, ELGIN, SC 29045-6406
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · Veterans Administration Mortgage UNITED WHOLESALE MTG
Nov 01, 2018	Grant Deed, Subdivision Related Transfer ATTORNEY ONLY
Sep 26, 2018	Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2018 · Amount on Record
Deed Sale	Nov 01, 2018 · Amount on Record
Prior Sale	Sep 26, 2018 · Amount on Record
Deed Doc Number	201879706
Deed Book / Page	2347 / 2180
Record Refreshed	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	188 THACHER LOOP, ELGIN, SC 29045-6406
Document Number	2520/3332
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	188 THACHER LOOP ELGIN SC 290456406, ELGIN, SC 29045-6406

Mortgage

Document Number	2520/3332
Date	Aug 23, 2020
Book Page	002520/003332
Instrument	42571

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2050

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Nov 01, 2018
Property Address	188 THACHER LOOP, ELGIN, SC 29045-6406
Document Number	2347/2180
Book / Page	002347 / 002180
Instrument Date	Oct 25, 2018
Instrument	79706
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 07, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,024.05
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 THACHER LOOP ELGIN SC 290456406, ELGIN, SC 29045-6406

September 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Sep 26, 2018
Property Address	188 THACHER LOOP, ELGIN, SC 29045-6406
Document Number	2337/3910
Book / Page	002337 / 003910
Instrument Date	Sep 21, 2018
Instrument	68870
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,024.05
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 THACHER LOOP ELGIN SC 290456406, ELGIN, SC 29045-6406

Mortgage

Document Number	2337/3914
Date	Sep 26, 2018
Book Page	002337/003914
Instrument	68871

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2048

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,358.00 (+20.86%) Homeowner's exemption	$318,300 (+2,774.82%)	$403,000 (+45.59%) Land $50,000 Building $353,000
2023	$1,951.00 (-5.29%)	$11,072 (+0.02%)	$276,800 (-)
2021	$2,060.00	$11,070	$276,800 Land $40,000 Building $236,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 6% of South Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28902-18-01`
Alternative APNs	`R28902-18-01` `02088029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,551 sqft Heated Area
Gross Area	3,120 sqft Gross Area
1st Floor	1,951 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.14 acres)
Garage Area	460 sqft Garage
Porch Area	109 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02088029
Street Address	188 THACHER LOOP
City	ELGIN
State	SC
Zip	29045-6406
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 98 53.3X7.2X96X17.6X40X117.3 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB1949-1769
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Lot Number	53,98
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2033
Census Tract	11407

188 Thacher Loop, Elgin, SC 29045 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2018: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2018: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on Thacher Loop

Nearby Streets

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