166 Thacher Loop, Elgin, SC 29045 Property Records

Richland County property record for 166 Thacher Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2015
Square Footage	2,675 sqft Heated Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$282,500 (2020)
Tax Bill	$2,418.00 (2025)

Owner

Source: Richland County records · APN 28902-19-02

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	166 THACHER LOOP, ELGIN, SC 29045-6406
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 07, 2020 · Amount on Record
Deed Sale	Jun 07, 2020 · Amount on Record
Prior Sale	Oct 02, 2015 · Amount on Record
Deed Doc Number	202025506
Deed Book / Page	2494 / 3008
Record Refreshed	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 07, 2020
Property Address	166 THACHER LOOP, ELGIN, SC 29045-6406
Document Number	2494/3008
Book / Page	002494 / 003008
Instrument Date	May 13, 2020
Instrument	25506
Transaction Type	Transfer
Record Updated	Jul 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,045.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	166 THACHER LOOP ELGIN SC 290456406, ELGIN, SC 29045-6406

Mortgage

Document Number	2494/3011
Date	Jun 07, 2020
Book Page	002494/003011
Instrument	25507

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Jun 06, 2050

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,418.00 (+20.84%) Homeowner's exemption	$324,900 (+2,775.22%)	$405,600 (+43.58%) Land $50,000 Building $355,600
2023	$2,001.00 (-22.05%)	$11,300 (-)	$282,500 (-)
2021	$2,567.00	$11,300	$282,500 Land $40,000 Building $242,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 6% of South Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`28902-19-02`
Alternative APNs	`R28902-19-02` `02087798`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,675 sqft Heated Area
Gross Area	3,239 sqft Gross Area
1st Floor	1,752 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Garage Area	400 sqft Garage
Porch Area	164 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02087798
Street Address	166 THACHER LOOP
City	ELGIN
State	SC
Zip	29045-6406
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 94 52.7X125.6X52.4X127.6 #SU VILLAGES @WOODCREEK PH 3&4 #PR RB1949-1769
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Lot Number	52,94
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2025
Census Tract	11407