162 Thacher Loop, Elgin, SC 29045 Property Records

Richland County property record for 162 Thacher Loop, Elgin, SC 29045 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2014
Square Footage	2,891 sqft Heated Area
Lot Size	6,236 sqft (0.143 acres)
Occupancy	Owner Occupied
Last Sale	$111,269 (2015)
Tax Bill	$3,060.00 (2025)

Owner

Source: Richland County records · APN 25814-05-01

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	162 THACHER LOOP, ELGIN, SC 29045-6406
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2015 · Amount on Record
Deed Sale	Jun 30, 2015 · Amount on Record
Prior Sale	Jun 20, 2014 · Amount on Record
Deed Doc Number	201548266
Deed Book / Page	2039 / 1340
Record Refreshed	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	162 THACHER LOOP, ELGIN, SC 29045-6406
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027721609
Date	Aug 19, 2022
Book Page	2772/1609
Instrument	2022047139

Lender

Name	SC STATE FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,060.00 (+17.51%)	$347,900 (+2,775.21%)	$396,000 (+30.91%) Land $50,000 Building $346,000
2023	$2,604.00 (-5.27%)	$12,100 (-)	$302,500 (-7.32%)
2021	$2,749.00	$12,100	$326,400 Land $40,000 Building $286,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 6% of South Carolina
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`25814-05-01`
Alternative APNs	`R25814-05-01` `02087805`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,891 sqft Heated Area
Gross Area	3,568 sqft Gross Area
1st Floor	1,982 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,236 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces
Garage Area	462 sqft Garage
Porch Area	215 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	02087805
Street Address	162 THACHER LOOP
City	ELGIN
State	SC
Zip	29045-6406
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 93 52.7X127.6X52.4X129.5 #SU VILLAGES @WOODCREEK PH 3 4 #PR RB1949-1769
Legal Subdivision	BEAVER PARK @ WOOD CREEK
Legal Lot Number	52,93
Jurisdiction	RICHLAND SC
Minor Civil Division	PONTIAC
Census Blockgroup	2
Census Block	2025
Census Tract	11407