17181 Elm Trail Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 17181 Elm Trail Dr, Eureka, MO 63025 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,010 sqft · built 1991
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$261,500 (Dec 2017)
Tax Bill	$4,678 (2024)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28V-42-0762`

Property Details

APN / Parcel Number

Primary APN	`28V-42-0762`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,010 sqft Living Area
Gross Area	2,430 sqft
1st Floor Area	936 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	276 sqft
Patio Area	276 sqft
Balcony Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17181 ELM TRAIL DR
City	EUREKA
State	MO
Zip	63025-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP VILLAGE ESTATES PLAT 3 LOT 27
Legal Subdivision	HILLTOP VILLAGE ESTATES PLAT 3
Legal Lot Number	27
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1030
Census Tract	221502

Owner

Source: St. Louis County records · APN 28V-42-0762

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17181 ELM TRAIL DR, EUREKA, MO 63025-2342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 08, 2020	Deed of Trust, Mortgage WELLS FARGO BK
Dec 22, 2017	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 22, 2017 · Amount on Record
Deed Sale	Dec 22, 2017 · Amount on Record
Prior Sale	Aug 24, 2012 · Amount on Record
Deed Document Number	2017470
Deed Book / Page	22830 / 2435
Last Transfer Date	Jun 20, 2024
Transfer Doc	0000000543
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 13, 2026
Property Address	17181 ELM TRAIL DR, EUREKA, MO 63025-2342
Document Number	0000000580
Instrument Date	Jul 13, 2026
Instrument	2026580
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	ABSOLUTE TITLE, ABSOLUTE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	17181 ELM TRAIL DR, EUREKA, MO 63025-2342

Mortgage

Document Number	0000000581,
Date	Jul 13, 2026
Instrument	2026713581

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	17181 ELM TRAIL DR, EUREKA, MO 63025-2342
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17181 ELM TRAIL DR, EUREKA, MO 63025-2342

Mortgage

Document Number	0243542512
Date	Sep 30, 2020
Book Page	24354/2512
Instrument	2020093000448

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	17181 ELM TRAIL DR, EUREKA, MO 63025-2342
Document Number	0243542511
Instrument Date	Sep 08, 2020
Transaction Type	Mortgage
Record Updated	Oct 14, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17181 ELM TRAIL DR EUREKA MO 630252342, EUREKA, MO 63025-2342

Mortgage

Document Number	0243542511
Date	Sep 30, 2020
Book Page	024354/002511
Instrument	448

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 22, 2017
Property Address	17181 ELM TRAIL DR, EUREKA, MO 63025-2342
Document Number	0228302434
Book / Page	022830 / 002434
Instrument Date	Dec 20, 2017
Instrument	470
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	INVESTORS TITLE COMPANY-CLAYTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17181 ELM TRAIL DR EUREKA MO 630252342, EUREKA, MO 63025-2342

Mortgage

Document Number	228302437
Date	Dec 22, 2017
Book Page	022830/002437
Instrument	471

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 21, 2047

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,060 (+11.79%) Land $17,960 Building $52,100	$368,700 (+11.8%) Land $94,500 Building $274,200
2024	$4,678.00 (-0.09%)
2023	$4,682.00	$62,670 Land $13,970 Building $48,700	$329,800 Land $73,500 Building $256,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892215021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1986–2017)
Most Recent Claim	May 2017, other causes, Severe Storms, Tornadoes, Straight-line Winds And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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