St. Louis County property record for 17178 Elm Trail Dr, Eureka, MO 63025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,436 sqft · built 1992 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $367,080 (Jun 2026) |
| Tax Bill | $4,733 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28V-42-0841 |
| Primary APN | 28V-42-0841 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,436 sqft Living Area |
| Gross Area | 1,856 sqft |
| 1st Floor Area | 1,436 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 60 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 246 sqft |
| Patio Area | 246 sqft |
| Balcony Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 17178 ELM TRAIL DR |
|---|---|
| City | EUREKA |
| State | MO |
| Zip | 63025-2344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 98R3CUP |
| Legal Description | HILLTOP VILLAGE ESTATES PLAT 3 LOT 19 |
| Legal Subdivision | HILLTOP VILLAGE ESTATES PLAT 3 |
| Legal Lot Number | 19 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 221502 |
Source: St. Louis County records · APN 28V-42-0841
Assessment roll updated September 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17178 ELM TRAIL DR, EUREKA, MO 63025-2344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 02, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Sep 23, 2019 | Deed of Trust, Mortgage BANK FUND STAFF FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2026 · Amount on Record |
| Deed Sale | Jun 02, 2026 · Amount on Record |
| Prior Sale | Oct 27, 2010 · Amount on Record |
| Deed Document Number | 202662198 |
| Prior Transfer Date | Mar 31, 2009 |
| Prior Transfer Doc | 0183012383 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jun 02, 2026 |
| Property Address | 17178 ELM TRAIL DR, EUREKA, MO 63025-2344 |
| Document Number | 0000000198 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026198 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2026 |
| Title Company | GUARANTEE TITLE, GUARANTEED RATE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 17178 ELM TRAIL DR, EUREKA, MO 63025-2344 |
| Document Number | 0000000199, |
|---|---|
| Date | Jun 02, 2026 |
| Instrument | 202662199 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 17178 ELM TRAIL DR, EUREKA, MO 63025-2344 |
| Document Number | 0237364066 |
| Instrument Date | Sep 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2019 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17178 ELM TRAIL DR EUREKA MO 630252344, EUREKA, MO 63025-2344 |
| Document Number | 0237364066 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 023736/004066 |
| Instrument | 755 |
| Name | BANK FUND STAFF FCU |
|---|---|
| Type | Credit Union |
| Address | WASHINGTON, DC 20006-2406 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Oct 09, 2034 |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Eureka City |
| Unified School District | Rockwood R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,733.00 (+13.23%) | $65,340 (+16.68%) Land $18,160 Building $47,180 | $343,900 (+16.69%) Land $95,600 Building $248,300 |
| 2024 | $4,180.00 (-0.1%) | ||
| 2023 | $4,184.00 | $56,000 Land $14,120 Building $41,880 | $294,700 Land $74,300 Building $220,400 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1986–2017) |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 185 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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