17189 Elm Trail Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 17189 Elm Trail Dr, Eureka, MO 63025 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,092 sqft · built 1992
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$233,000 (Aug 2005)
Tax Bill	$4,783 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28V-42-0784`

Property Details

APN / Parcel Number

Primary APN	`28V-42-0784`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,092 sqft Living Area
Gross Area	2,747 sqft
1st Floor Area	970 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	137 ft deep x 39 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	655 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	69 sqft
Balcony Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17189 ELM TRAIL DR
City	EUREKA
State	MO
Zip	63025-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP VILLAGE ESTATES PLAT 3 LOT 25
Legal Subdivision	HILLTOP VILLAGE ESTATES PLAT 3
Legal Block	25
Legal Lot Number	25
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1030
Census Tract	221502

Owner

Source: St. Louis County records · APN 28V-42-0784

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	17189 ELM TRAIL DR, EUREKA, MO 63025-2342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2019	Deed of Trust, Mortgage FIRST CMNTY CU
Jul 21, 2018	Deed of Trust, Mortgage COMMERCE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2005 · Amount on Record
Deed Sale	Aug 31, 2005 · Amount on Record
Prior Sale	Jan 20, 2005 · Amount on Record
Deed Document Number	2005825
Deed Book / Page	16754 / 1903
Last Transfer Date	Dec 27, 2007
Transfer Doc	0177590811
Record Updated	Jun 08, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	17189 ELM TRAIL DR, EUREKA, MO 63025-2342
Document Number	0237965037
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17189 ELM TRAIL DR EUREKA MO 630252342, EUREKA, MO 63025-2342

Mortgage

Document Number	0237965037
Date	Nov 19, 2019
Book Page	023796/005037
Instrument	546

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 18, 2039

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	17189 ELM TRAIL DR, EUREKA, MO 63025-2342
Document Number	0231281760
Instrument Date	Jul 21, 2018
Transaction Type	Mortgage
Record Updated	Aug 06, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	17189 ELM TRAIL DR EUREKA MO 630252342, EUREKA, MO 63025-2342

Mortgage

Document Number	0231281760
Date	Jul 27, 2018
Book Page	023128/001760
Instrument	281

Lender

Name	COMMERCE BK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 26, 2028

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$70,260 (+9.66%) Land $18,370 Building $51,890	$369,800 (+9.67%) Land $96,700 Building $273,100
2024	$4,783.00 (-0.08%)
2023	$4,787.00	$64,070 Land $14,290 Building $49,780	$337,200 Land $75,200 Building $262,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892215021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1986–2017)
Most Recent Claim	May 2017, other causes, Severe Storms, Tornadoes, Straight-line Winds And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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