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17174 Elm Trail Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 17174 Elm Trail Dr, Eureka, MO 63025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,882 sqft · built 1992
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$240,200 (May 2019)
Tax Bill$4,409 (2024)
Deeds & MortgagesJun 2022 Mortgage
May 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28V-42-0850

Property Details

APN / Parcel Number

Primary APN28V-42-0850

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,882 sqft Living Area
Gross Area2,302 sqft
1st Floor Area904 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions60 ft deep x 60 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area60 sqft
Deck Area354 sqft
Patio Area354 sqft
Balcony Area62 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address17174 ELM TRAIL DR
CityEUREKA
StateMO
Zip63025-2344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code98R3CUP
Legal DescriptionHILLTOP VILLAGE ESTATES PLAT 3 LOT 18
Legal SubdivisionHILLTOP VILLAGE ESTATES PLAT 3
Legal Block18
Legal Lot Number18
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group1
Census Block1030
Census Tract221502

Owner

Source: St. Louis County records · APN 28V-42-0850

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address17174 ELM TRAIL DR, EUREKA, MO 63025-2344
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
May 07, 2019Quit Claim Deed, Mortgage · FHA Mortgage
QUICKEN LNS
Feb 28, 2018Warranty Deed, Transfer · FHA Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2019 · Amount on Record
Deed SaleMay 07, 2019 · Amount on Record
Prior SaleFeb 28, 2018 · Amount on Record
Deed Document Number2019543
Deed Book / Page23514 / 2678
Prior Transfer DateApr 30, 2019
Prior Transfer Doc02351402678
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address17174 ELM TRAIL DR, EUREKA, MO 63025-2344
Transaction TypeMortgage
Record UpdatedNov 24, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17174 ELM TRAIL DR, EUREKA, MO 63025-2344

Mortgage

Document Number2022060700104
DateJun 07, 2022
Instrument2022060700104
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term323 Months
DueMay 01, 2049

May 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionST LOUIS MO
Recording DateMay 07, 2019
Property Address17174 ELM TRAIL DR, EUREKA, MO 63025-2344
Document Number0235142678
Book / Page023514 / 002678
Instrument DateApr 30, 2019
Instrument543
Transaction TypeMortgage
Record UpdatedJun 12, 2019
Title CompanyVISION TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address17174 ELM TRAIL DR EUREKA MO 630252344, EUREKA, MO 63025-2344

Mortgage

Document Number235142681
DateMay 07, 2019
Book Page023514/002681
Instrument544
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48225-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 06, 2049

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateFeb 28, 2018
Property Address17174 ELM TRAIL DR, EUREKA, MO 63025-2344
Document Number0229181041
Book / Page022918 / 001041
Instrument DateFeb 23, 2018
Instrument226
Transaction TypeTransfer
Record UpdatedMar 30, 2018
Title CompanyUS TITLE-O'FALLON

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address17174 ELM TRAIL DR EUREKA MO 630252344, EUREKA, MO 63025-2344

Mortgage

Document Number229181044
DateFeb 28, 2018
Book Page022918/001044
Instrument227
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityEureka City
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$64,140 (+8.6%) Land $18,160 Building $45,980$337,600 (+8.62%) Land $95,600 Building $242,000
2024$4,409.00 (-0.09%)
2023$4,413.00$59,060 Land $14,120 Building $44,940$310,800 Land $74,300 Building $236,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1986–2017)
Most Recent ClaimMay 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Based on FCC filings for 185 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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