17177 Elm Trail Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 17177 Elm Trail Dr, Eureka, MO 63025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,838 sqft · built 1991
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Tax Bill$4,583 (2025)
Deeds & MortgagesSep 2025 Sale
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN28V-42-0751

Property Details

APN / Parcel Number

Primary APN28V-42-0751

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area1,838 sqft Living Area
Gross Area2,258 sqft
1st Floor Area904 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions60 ft deep x 60 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area122 sqft
Deck Area244 sqft
Patio Area120 sqft
Balcony Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address17177 ELM TRAIL DR
CityEUREKA
StateMO
Zip63025-2342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code98R3CUP
Legal DescriptionHILLTOP VILLAGE ESTATES PLAT 3 LOT 28
Legal SubdivisionHILLTOP VILLAGE ESTATES PLAT 3
Legal Block28
Legal Lot Number28
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group1
Census Block1030
Census Tract221502

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17177 ELM TRAIL DR, EUREKA, MO 63025-2342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Beneficiary Deed, Transfer
May 3, 2019Deed of Trust, Mortgage · Line of Credit
UMB BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 19, 2025
Transfer Doc0000000083
Record UpdatedOct 29, 2026

September 2025: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST LOUIS MO
Recording DateSep 24, 2025
Property Address17177 ELM TRAIL DR, EUREKA, MO 63025-2342
Document Number2025092400083
Map ReferenceMB 303 PG 91
Instrument DateSep 19, 2025
Instrument2025092400083
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address17177 ELM TRAIL DR, EUREKA, MO 63025-2342

Transferred To (Grantee/Buyer)

NameVerified Name
Address17177 ELM TRAIL DR, EUREKA, MO 63025-2342

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address17177 ELM TRAIL DR, EUREKA, MO 63025-2342
Document Number0235202662
Instrument DateMay 3, 2019
Transaction TypeMortgage
Record UpdatedJun 13, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address17177 ELM TRAIL DR EUREKA MO 630252342, EUREKA, MO 63025-2342

Mortgage

Document Number0235202662
DateMay 10, 2019
Book Page023520/002662
Instrument431
Lender
NameUMB BK
TypeBank
AddressSAINT LOUIS, MO 63122-3997
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityEureka City
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,280 (-) Land $17,960 Building $45,320$333,000 (-) Land $94,500 Building $238,500
2025$4,583.00 (+3.45%)$63,280 (+6.64%) Land $17,960 Building $45,320$333,000 (+6.63%) Land $94,500 Building $238,500
2024$4,430.00 (-0.07%)
2023$4,433.00$59,340 Land $13,970 Building $45,370$312,300 Land $73,500 Building $238,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1986–2017)
Most Recent ClaimMay 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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