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1718 Birch Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1718 Birch Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,209 sqft · built 1979
Lot Size0.223 acres (9,757 sqft)
OwnerIndividual Name on File
Last Sale$399,000 (Aug 2023)
Tax Bill$4,858 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jun 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN82601

Property Details

APN / Parcel Number

Primary APN82601
Alternative APN
  • 042630090400010350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,209 sqft Heated Area
Gross Area2,000 sqft
1st Floor Area1,209 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,757 sqft (0.223 acres)
Lot Dimensions120 ft deep x 61 ft wide
Garage TypeFinished
Garage Area500 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area25 sqft
PorchEnclosed Porch
Porch Area291 sqft
Deck Area525 sqft
FenceFence
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number82601
Street Address1718 BIRCH CIR
CitySAINT CLOUD
StateFL
Zip34769-1646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINE LAKE ESTATES UNIT 3 PB 2 PGS 96-97 LOT 35 09-26-30
Legal Range30E
Legal Township26S
Legal Section04
Legal SubdivisionPINE LAKE ESTATE
Legal Tract904
Legal Block1
Legal Lot Number9,35 9
Legal Unit3P
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3018
Census Tract43208

Owner

Source: Osceola County records · APN 82601

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1718 BIRCH CIR, SAINT CLOUD, FL 34769-1646
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 28, 2023Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Jun 27, 2017Deed of Trust, Mortgage · Line of Credit
SUNTRUST BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 28, 2023 · Amount on Record
Deed SaleAug 28, 2023 · Amount on Record
Prior SaleMay 31, 2016 · Amount on Record
Deed Document Number2023113264
Deed Book / Page6465 / 690
Record UpdatedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 28, 2023
Property Address1718 BIRCH CIR, SAINT CLOUD, FL 34769-1646
Document Number0064650690
Book / Page6465 / 690
Map ReferenceMB 2 PG 96
Instrument DateAug 25, 2023
Instrument2023113264
Transaction TypeTransfer
Record UpdatedSep 13, 2023
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,793.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9090 RICHMOND RD, SAINT CLOUD, FL 34773-9402

Transferred To (Grantee/Buyer)

NameVerified Name
Address1718 BIRCH CIR, SAINT CLOUD, FL 34769-1646

Mortgage

Document Number0006465692
DateAug 28, 2023
Instrument6465/692
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1718 BIRCH CIR, SAINT CLOUD, FL 34769-1646
Document Number0051780519
Instrument DateJun 27, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1718 BIRCH CIR ST CLOUD FL 347691646, ST CLOUD, FL 34769-1646

Mortgage

Document Number0051780519
DateJul 12, 2017
Book Page005178/000519
Instrument101385
Lender
NameSUNTRUST BK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 11, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,858.00 (+249.75%)$271,200 (+127.3%) Land $65,000 Building $206,200$271,200 (-0.44%) Land $65,000 Building $206,200
2023$1,389.00 (+4.59%) Homeowner's exemption$119,312 (+3%)$272,400 (+15.08%) Land $60,000 Building $212,400
2022$1,328.00 Homeowner's exemption$115,837$236,700 Land $55,000 Building $181,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 25 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Lumen TechnologiesDSL140 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: T-Mobile USA, Verizon, Lumen Technologies, Hotwire Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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