1700 Birch Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1700 Birch Cir, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1979
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$198,000 (Apr 2018)
Tax Bill	$2,618 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82604`

Property Details

APN / Parcel Number

Primary APN	`82604`
Alternative APN	`042630090400010380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,488 sqft Heated Area
Gross Area	2,025 sqft
1st Floor Area	1,278 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 91 ft wide
Garage Type	Finished
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	222 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	82604
Street Address	1700 BIRCH CIR
City	SAINT CLOUD
State	FL
Zip	34769-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINE LAKE ESTATES UNIT 3 PB 2 PGS 96-97 LOT 38 09-26-30
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	PINE LAKE ESTATE
Legal Tract	904
Legal Block	1
Legal Lot Number	9,38 9
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3018
Census Tract	43208

Owner

Source: Osceola County records · APN 82604

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1700 BIRCH CIR, SAINT CLOUD, FL 34769-1646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 25, 2018	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Apr 24, 2018	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 24, 2018 · Amount on Record
Deed Sale	Apr 24, 2018 · Amount on Record
Prior Sale	Jun 29, 2004 · Amount on Record
Deed Document Number	2018064126
Deed Book / Page	5321 / 2030
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1700 BIRCH CIR, SAINT CLOUD, FL 34769-1646
Transaction Type	Mortgage
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 BIRCH CIR, SAINT CLOUD, FL 34769-1646

Mortgage

Document Number	0062031319
Date	Apr 28, 2022
Book Page	6203/1319
Instrument	2022067567

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	1700 BIRCH CIR, SAINT CLOUD, FL 34769-1646
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054222919
Date	Oct 25, 2018
Book Page	5422/2919
Instrument	2018159514

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	May 01, 2048

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 24, 2018
Property Address	1700 BIRCH CIR, SAINT CLOUD, FL 34769-1646
Document Number	0053212030
Book / Page	5321 / 2030
Map Reference	MB2 PG96&97
Instrument Date	Apr 20, 2018
Instrument	2018064126
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	SAINT LAWRENCE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,386.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 BIRCH CIR, 1700, SAINT CLOUD, FL 34769-1646

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1700 BIRCH CIR, SAINT CLOUD, FL 34769-1646

Mortgage

Document Number	2018064127
Date	Apr 24, 2018
Instrument	2018064127

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,618.00 (+6.64%) Homeowner's exemption	$189,184 (+5.99%)	$299,600 (-3.54%) Land $65,000 Building $234,600
2023	$2,455.00 (+3.89%) Homeowner's exemption	$178,499 (+3%)	$310,600 (+15.81%) Land $60,000 Building $250,600
2022	$2,363.00 Homeowner's exemption	$173,300	$268,200 Land $55,000 Building $213,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970432083, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 25 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 350 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Lumen Technologies	DSL	140 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, Verizon, Lumen Technologies, Hotwire Communications, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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