Osceola County property record for 1713 Birch Cir, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,609 sqft · built 1979 |
| Lot Size | 0.283 acres (12,327 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Aug 2022) |
| Tax Bill | $4,157 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-30-0904-0001-0320 |
| Primary APN | 04-26-30-0904-0001-0320 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,609 sqft Living Area |
| Gross Area | 2,253 sqft |
| 1st Floor Area | 937 sqft |
| Upper Floors Area | 672 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,327 sqft (0.283 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened/Unfinished Porch |
| Porch Area | 320 sqft |
| Patio Area | 336 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 1713 BIRCH CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1646 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1B |
| Legal Description | PINE LAKE ESTATES UNIT 3 PB 2 PGS 96-97 LOT 32 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATES UNIT 3 |
| Legal Tract | 904 |
| Legal Block | 320 |
| Legal Lot Number | 32 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 43208 |
Source: Osceola County records · APN 04-26-30-0904-0001-0320
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1713 BIRCH CIR, SAINT CLOUD, FL 34769-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2022 | Warranty Deed, Transfer · FHA Mortgage MICHIGAN MUTUAL INC |
| Oct 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 2022 · Amount on Record |
| Deed Sale | Aug 02, 2022 · Amount on Record |
| Prior Sale | Oct 06, 2021 · Amount on Record |
| Deed Document Number | 2022118587 |
| Deed Book / Page | 6262 / 1102 |
| Prior Transfer Date | Dec 28, 2018 |
| Prior Transfer Doc | 0055532774 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 02, 2022 |
| Property Address | 1713 BIRCH CIR, SAINT CLOUD, FL 34769-1646 |
| Document Number | 0062621102 |
| Book / Page | 6262 / 1102 |
| Map Reference | MB 2 PG 96 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 2022118587 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | INFINITY TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1713 BIRCH CIR, 1713, SAINT CLOUD, FL 34769-1646 |
| Name | Verified Name |
|---|---|
| Address | 1713 BIRCH CIR, SAINT CLOUD, FL 34769-1646 |
| Document Number | 0062621105 |
|---|---|
| Date | Aug 02, 2022 |
| Instrument | 6262/1105 |
| Name | MICHIGAN MUTUAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 06, 2021 |
| Property Address | 1713 BIRCH CIR, SAINT CLOUD, FL 34769-1646 |
| Document Number | 0060592917 |
| Book / Page | 6059 / 2917 |
| Map Reference | MB 2 PG 96&97 |
| Instrument Date | Oct 05, 2021 |
| Instrument | 2021155528 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Title Company | ESQUIRE TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,163.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1001 PARC HILL BLVD, 1001, ORANGE CITY, FL 32763 |
| Name | Verified Name |
|---|---|
| Address | 1713 BIRCH CIR, SAINT CLOUD, FL 34769-1646 |
| Document Number | 60592918 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 6059/2918 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,157.00 (+3.49%) Homeowner's exemption | $275,128 (-12.52%) | $302,300 (-3.88%) Land $65,000 Building $237,300 |
| 2024 | $4,017.00 (+2.58%) | ||
| 2023 | $3,916.00 (+69.38%) | $314,500 (+84.49%) Land $60,000 Building $254,500 | $314,500 (+25.35%) Land $60,000 Building $254,500 |
| 2022 | $2,312.00 Homeowner's exemption | $170,469 | $250,900 Land $55,000 Building $195,900 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Lumen Technologies DSL · Fiber in parts of the area | 140 / 20 |
May also be available: Hotwire Communications, T-Mobile USA, Verizon.
Based on FCC filings for 350 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures