Osceola County property record for 1707 Birch Cir, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,635 sqft Heated Area |
| Lot Size | 8,233 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $391,500 (2024) |
| Tax Bill | $5,880.00 (2025) |
| Primary APN | 042630090400010310 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,635 sqft Heated Area |
| Gross Area | 2,130 sqft Gross Area |
| 1st Floor | 1,635 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,233 sqft (0.189 acres) |
| Depth X Width | 101 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 483 sqft Garage |
| Porch | Open Porch |
| Porch Area | 12 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1707 BIRCH CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1646 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PINE LAKE ESTATES UNIT 3 PB 2 PGS 96-97 LOT 31 09-26-30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 04 |
| Legal Subdivision | PINE LAKE ESTATE |
| Legal Tract | 904 |
| Legal Block | 1 |
| Legal Lot Number | 9,31 9 |
| Legal Unit | 3P |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 3 |
| Census Block | 3018 |
| Census Tract | 43208 |
Source: Osceola County records · APN 042630090400010310
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1707 BIRCH CIR, SAINT CLOUD, FL 34769-1646 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 14, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| Jan 10, 2023 | Warranty Deed, Transfer · Commercial Mortgage GROUNDFLOOR REAL ESTATE 1 LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 14, 2024 · Amount on Record |
| Deed Sale | Feb 14, 2024 · Amount on Record |
| Prior Sale | Jan 10, 2023 · Amount on Record |
| Deed Doc Number | 2024019199 |
| Deed Book / Page | 6549 / 792 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 14, 2024 |
| Property Address | 1707 BIRCH CIR, SAINT CLOUD, FL 34769-1646 |
| Document Number | 0065490792 |
| Book / Page | 6549 / 792 |
| Map Reference | MB 2 PG 96&97 |
| Instrument Date | Feb 09, 2024 |
| Instrument | 2024019199 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,740.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1048 GRIZZLY CT, APOPKA, FL 32712-3059 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1707 BIRCH CIR, SAINT CLOUD, FL 34769-1646 |
| Document Number | 0006549794 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 6549/794 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 10, 2023 |
| Property Address | 1707 BIRCH CIR, SAINT CLOUD, FL 34769-1646 |
| Document Number | 0063420921 |
| Book / Page | 6342 / 921 |
| Map Reference | MB 2 PG 96&97 |
| Instrument Date | Dec 14, 2022 |
| Instrument | 2023003343 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2023 |
| Title Company | FORTUNE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,305.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1897 SIR LANCELOT CIR, SAINT CLOUD, FL 34772-7016 |
| Name | Verified Name |
|---|---|
| Address | 1048 GRIZZLY CT, APOPKA, FL 32712-3059 |
| Document Number | 0006342924 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 6342/924 |
| Name | GROUNDFLOOR REAL ESTATE 1 LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Dec 14, 2023 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,880.00 (+104.31%) | $328,300 (+105.7%) Land $65,000 Building $263,300 | $328,300 (+105.7%) Land $65,000 Building $263,300 |
| 2023 | $2,878.00 (+176.73%) | $159,600 (+59.78%) Land $49,200 Building $110,400 | $159,600 (-34.7%) Land $49,200 Building $110,400 |
| 2022 | $1,040.00 Homeowner's exemption | $99,888 | $244,400 Land $45,100 Building $199,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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