17165 Elm Trail Dr, Eureka, MO 63025 Property Records

St. Louis County property record for 17165 Elm Trail Dr, Eureka, MO 63025 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,838 sqft · built 1993
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Tax Bill	$4,330 (2024)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28V-42-0722`

Property Details

APN / Parcel Number

Primary APN	`28V-42-0722`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,838 sqft Living Area
Gross Area	2,258 sqft
1st Floor Area	904 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	65 sqft
Deck Area	132 sqft
Patio Area	132 sqft
Balcony Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	17165 ELM TRAIL DR
City	EUREKA
State	MO
Zip	63025-2342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLTOP VILLAGE ESTATES PLAT 3 LOT 31
Legal Subdivision	HILLTOP VILLAGE ESTATES PLAT 3
Legal Lot Number	31
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	1
Census Block	1030
Census Tract	221502

Owner

Source: St. Louis County records · APN 28V-42-0722

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	17165 ELM TRAIL DR, EUREKA, MO 63025-2342
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 13, 2012
Transfer Doc	0201690944
Record Updated	Jun 08, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	17165 ELM TRAIL DR, EUREKA, MO 63025-2342
Document Number	0233250563
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 07, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	17165 ELM TRAIL DR EUREKA MO 630252342, EUREKA, MO 63025-2342

Mortgage

Document Number	0233250563
Date	Dec 18, 2018
Book Page	023325/000563
Instrument	631

Lender

Name	PNC BK
Type	Bank
Address	EUREKA, MO 63025

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 17, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,040 (+10.39%) Land $17,960 Building $46,080	$337,000 (+10.38%) Land $94,500 Building $242,500
2024	$4,330.00 (-0.09%)
2023	$4,334.00	$58,010 Land $13,970 Building $44,040	$305,300 Land $73,500 Building $231,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), updated August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892215021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 3 of 4 on primary residences
Nearby Flood Claims	4 (1986–2017)
Most Recent Claim	May 2017, other causes, Severe Storms, Tornadoes, Straight-line Winds And Flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 4,348 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.