1717 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1717 E Ridgeway Ave, Waterloo, IA 50702

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 784 sqft · built 1959
Lot Size0.117 acres (5,080 sqft)
OwnerIndividual Name on Record
Tax Bill$1,638 (2025)
Deeds & MortgagesDec 2019 Refinance
Flood ZoneZone X (minimal risk)
APN8913-36-383-019

Property Details

APN / Parcel Number

Primary APN8913-36-383-019

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area784 sqft Living Area
1st Floor Area784 sqft
Basement Area784 sqft
Finished Basement525 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,080 sqft (0.117 acres)
Lot Dimensions127 ft deep x 40 ft wide
PorchSlab
Porch Area32 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1717 E RIDGEWAY AVE
CityWATERLOO
StateIA
Zip50702-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VIEW ADDITION LOT 440
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionPLEASANT VIEW ADDITION
Legal Lot Number440
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3019
Census Tract1000

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1717 E RIDGEWAY AVE, WATERLOO, IA 50702-3527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1717 E RIDGEWAY AVE, WATERLOO, IA 50702-3527
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20202000011369
DateDec 23, 2019
Instrument20202000011369
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term229 Months
DueJan 1, 2039

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,638.00 Homeowner's exemption$107,160 (+7.82%) Land $13,580 Building $93,580$107,160 (+7.82%) Land $13,580 Building $93,580
2024$1,638.00 (+0.61%)
2023$99,390 (+19.79%) Land $13,580 Building $85,810$99,390 (+19.79%) Land $13,580 Building $85,810
2022$1,628.00 Homeowner's exemption$82,970 Land $13,580 Building $69,390
2021$82,970 Land $13,580 Building $69,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: GigFire, Nextlink.

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