1703 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1703 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,040 sqft · built 1959
Lot Size	0.175 acres (7,620 sqft)
Owner	2 Individual Names on File
Last Sale	$133,000 (Aug 2021)
Tax Bill	$2,782 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-36-383-022`

Property Details

APN / Parcel Number

Primary APN	`8913-36-383-022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Unfinished Basement	1,040 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,620 sqft (0.175 acres)
Lot Dimensions	127 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1703 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VIEW ADDITION LOT 436 W 1/2 LOT 437
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	PLEASANT VIEW ADDITION
Legal Lot Number	436,437
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	3
Census Block	3019
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-383-022

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1703 E RIDGEWAY AVE, WATERLOO, IA 50702-3527
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Aug 12, 2020 · Amount on Record
Deed Document Number	20213202
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Aug 12, 2020
Property Address	1703 E RIDGEWAY AVE, WATERLOO, IA 50702-3527
Document Number	202100003202
Instrument Date	Aug 07, 2020
Instrument	202100003202
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	TITLE SERVICES CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$212.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1703 E RIDGEWAY AVE, WATERLOO, IA 50702-3527

Mortgage

Document Number	202100003203
Date	Aug 12, 2020
Instrument	202100003203

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,782.00 Homeowner's exemption	$148,930 (+7.56%) Land $20,370 Building $128,560	$148,930 (+7.56%) Land $20,370 Building $128,560
2024	$2,782.00 (+20.33%)
2023		$138,460 (+21.28%) Land $20,370 Building $118,090	$138,460 (+21.28%) Land $20,370 Building $118,090
2022	$2,312.00 Homeowner's exemption	$114,170 Land $20,370 Building $93,800
2021			$114,170 Land $20,370 Building $93,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.