1714 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1714 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1969
Square Footage1,400 sqft Living Area
Lot Size20,100 sqft (0.461 acres)
GarageMixed, 768 sqft
OccupancyOwner Occupied
Tax Bill$4,622.00 (2025)

Property Details

APN / Parcel Number

Primary APN8813-02-126-003

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area1,400 sqft Living Area
1st Floor1,400 sqft 1st Floor
Basement Area1,400 sqft Basement
Finished Basement275 sqft Finished
Unfinished Basement1,400 sqft Unfinished
Game RoomGame Room
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialVinyl Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area20,100 sqft (0.461 acres)
Depth X Width300 ft x 67 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeMixed Garage
Garage Area768 sqft Garage

Exterior Amenities

Shed1 Shed
Shed Area100 sqft Shed
Patio Area160 sqft Patio
Porch1 Porch
Porch Area264 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1714 E RIDGEWAY AVE
CityWATERLOO
StateIA
Zip50702-3528
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORANGE PARK W 66.89 FT E 659.45 FT E 10 A
Legal Range13W
Legal Township88N
Legal Section02
Legal SubdivisionORANGE PARK
JurisdictionBLACK HAWK IA
Minor Civil DivisionWATERLOO
Census Blockgroup1
Census Block1001
Census Tract900

Owner

Source: Black Hawk County records · APN 8813-02-126-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1714 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2017Deed of Trust, Mortgage · Line of Credit
VERIDIAN CU
Dec 16, 2020Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 15, 2020
Transfer Doc2100012846
Record RefreshedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1714 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700021980
DateJun 14, 2017
Instrument2017-00021980
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 08, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2020: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionBLACK HAWK IA
Recording DateDec 16, 2020
Property Address1714 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
Document Number202100012846
Instrument DateDec 15, 2020
Instrument202100012846
Transaction TypeTransfer
Record UpdatedFeb 10, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1714 E RIDGEWAY AVE, WATERLOO, IA 50702-3528

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,622.00 Homeowner's exemption$239,830 (+1.22%) Land $28,140 Building $211,690$239,830 (+1.22%) Land $28,140 Building $211,690
2024$4,622.00 (+26.56%)
2023$236,950 (+35.25%) Land $28,140 Building $208,810$236,950 (+35.25%) Land $28,140 Building $208,810
2022$3,652.00 Homeowner's exemption$175,200 Land $28,140 Building $147,060
2021$175,200 Land $28,140 Building $147,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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