1723 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1723 E Ridgeway Ave, Waterloo, IA 50702 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1960
Lot Size0.175 acres (7,620 sqft)
Owner2 Individual Names on File
Last Sale$123,000 (Oct 2007)
Tax Bill$3,084 (2025)
Deeds & MortgagesMar 2021 Second Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN8913-36-383-018

Property Details

APN / Parcel Number

Primary APN8913-36-383-018

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Basement Area1,056 sqft
Finished Basement800 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,620 sqft (0.175 acres)
Lot Dimensions127 ft deep x 60 ft wide
Garage TypeDetached
Garage Area780 sqft
Parking Spaces3 Parking Spaces
Deck Area160 sqft
Patio Area368 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address1723 E RIDGEWAY AVE
CityWATERLOO
StateIA
Zip50702-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VIEW ADDITION LOT 441 W 20 FT LOT 442
Legal Range13W
Legal Township89N
Legal Section36
Legal SubdivisionPLEASANT VIEW ADDITION
Legal Lot Number441,442
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3019
Census Tract1000

Owner

Source: Black Hawk County records · APN 8913-36-383-018

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1723 E RIDGEWAY AVE, WATERLOO, IA 50702-3527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VERIDIAN CU
Jan 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
VERIDIAN CU
Jan 25, 2018Deed of Trust, Mortgage
VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 29, 2007 · Amount on Record
Deed SaleOct 29, 2007 · Amount on Record
Deed Document Number20072008009183
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1723 E RIDGEWAY AVE, WATERLOO, IA 50702-3527
Transaction TypeMortgage
Record UpdatedApr 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1723 E RIDGEWAY AVE, WASHBURN, IA 50702-3527

Mortgage

Document Number202100020109
DateMar 25, 2021
Instrument202100020109
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50704
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueApr 05, 2031

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1723 E RIDGEWAY AVE, WATERLOO, IA 50702-3527
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1723 E RIDGEWAY AVE, WATERLOO, IA 50702-3527

Mortgage

Document Number202100015314
DateJan 20, 2021
Instrument202100015314
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 01, 2031

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address1723 E RIDGEWAY AVE, WATERLOO, IA 50702-3527
Transaction TypeMortgage
Record UpdatedFeb 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201800012453
DateJan 25, 2018
Instrument201800012453
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term120 Months
DueJan 01, 2028

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,084.00 Homeowner's exemption$163,950 (+7.59%) Land $20,370 Building $143,580$163,950 (+7.59%) Land $20,370 Building $143,580
2024$3,084.00 (+20.75%)
2023$152,390 (+21.75%) Land $20,370 Building $132,020$152,390 (+21.75%) Land $20,370 Building $132,020
2022$2,554.00 Homeowner's exemption$125,170 Land $20,370 Building $104,800
2021$125,170 Land $20,370 Building $104,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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