1728 E Ridgeway Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1728 E Ridgeway Ave, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,348 sqft · built 1948
Lot Size	0.227 acres (9,900 sqft)
Owner	Company Name on File
Last Sale	$85,000 (Oct 2023)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8813-02-126-005`

Property Details

APN / Parcel Number

Primary APN	`8813-02-126-005`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	150 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1728 E RIDGEWAY AVE
City	WATERLOO
State	IA
Zip	50702-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORANGE PARK W 66 FT OF E 527.56 FT OF E 10 A OF ORANGE PARK EXC S 150 FT
Legal Range	13W
Legal Township	88N
Legal Section	02
Legal Subdivision	ORANGE PARK
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1001
Census Tract	900

Owner

Source: Black Hawk County records · APN 8813-02-126-005

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 56, WATERLOO, IA 50704-0056
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2023 · Amount on Record
Deed Sale	Oct 03, 2023 · Amount on Record
Prior Sale	Oct 03, 2022 · Amount on Record
Deed Document Number	20235588
Prior Transfer Date	Oct 02, 2023
Prior Transfer Doc	0000005587
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1728 E RIDGEWAY AVE, WATERLOO, IA 50702-3528
Transaction Type	Mortgage
Record Updated	Feb 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 SHERIDAN RD, WATERLOO, IA 50701-4945

Mortgage

Document Number	202300010607
Date	Jan 24, 2023
Instrument	202300010607

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	NEW HAMPTON, IA 50659

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,958.00	$137,940 (+1.15%) Land $23,560 Building $114,380	$137,940 (+1.15%) Land $23,560 Building $114,380
2024	$2,958.00 (+28.16%)
2023		$136,370 (+29.76%) Land $23,560 Building $112,810	$136,370 (+29.76%) Land $23,560 Building $112,810
2022	$2,308.00 Homeowner's exemption	$105,090 Land $23,560 Building $81,530
2021			$105,090 Land $23,560 Building $81,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Jul 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

Based on FCC filings for 479 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WATERLOO WATER WORKS serves 69,504 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.