Osceola County property record for 1716 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2017 |
| Square Footage | 3,375 sqft Heated Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $371,622 (2018) |
| Tax Bill | $4,824.00 (2025) |
| Primary APN | 062631087700010630 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,375 sqft Heated Area |
| Gross Area | 4,461 sqft Gross Area |
| 1st Floor | 1,525 sqft 1st Floor |
| Upper Floors | 1,850 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 595 sqft Garage |
| Pool Area | 360 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 840 sqft Deck |
| Porch | Open Porch |
| Porch Area | 491 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1716 REFLECTION LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7557 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 63 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 06 |
| Legal Subdivision | PRESERVE AT TURTLE CREEK PHS 3 4 & 5 |
| Legal Phase | 3 |
| Legal Tract | 877 |
| Legal Lot Number | 63 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2069 |
| Census Tract | 43600 |
Source: Osceola County records · APN 062631087700010630
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1716 REFLECTION LN, SAINT CLOUD, FL 34771-7557 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Feb 06, 2018 | Grant Deed DF TITLE LLC |
| Jan 09, 2018 | Warranty Deed, Transfer · Conventional Mortgage JET HOMELOANS LLC |
| Oct 31, 2017 | Grant Deed, Mortgage · Line of Credit TEXAS CAP BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 06, 2018 · Amount on Record |
| Deed Sale | Feb 06, 2018 · Amount on Record |
| Deed Doc Number | 0052802793 |
| Deed Book / Page | 5280 / 2793 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1716 REFLECTION LN, SAINT CLOUD, FL 34771-7557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0057091613 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 5709/1613 |
| Instrument | 2020052662 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Feb 06, 2018 |
| Property Address | 1716 REFLECTION LN, SAINT CLOUD, FL 34771-7557 |
| Document Number | 0052802793 |
| Book / Page | 005280 / 002793 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 19850 |
| Record Updated | Feb 27, 2018 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,601.35 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1716 REFLECTION LN ST CLOUD FL 347717557, ST CLOUD, FL 34771-7557 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 09, 2018 |
| Property Address | 1716 REFLECTION LN, SAINT CLOUD, FL 34771-7557 |
| Document Number | 0052670737 |
| Book / Page | 5267 / 0737 |
| Map Reference | MB25 PG35-40 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 2018005214 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,601.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 250 CORPORATE WAY, 250, ORANGE PARK, FL 32073-2893 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1716 RELFLECTION LN, SAINT CLOUD, FL 34771-7557 |
| Document Number | 2018005215 |
|---|---|
| Date | Jan 09, 2018 |
| Instrument | 2018005215 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 31, 2017 |
| Property Address | 1716 REFLECTION LN, SAINT CLOUD, FL 34771-7557 |
| Document Number | 0052322123 |
| Book / Page | 005232 / 002123 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 156053 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Document Number | 52322123 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 005232/002123 |
| Instrument | 156053 |
| Name | TEXAS CAP BK |
|---|---|
| Type | Bank |
| Address | 2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,824.00 (+6.05%) Homeowner's exemption | $312,412 (+5.99%) | $481,300 (-1.19%) Land $75,000 Building $406,300 |
| 2023 | $4,549.00 (+3.43%) Homeowner's exemption | $294,766 (+3%) | $487,100 (+11.08%) Land $65,000 Building $422,100 |
| 2022 | $4,398.00 Homeowner's exemption | $286,181 | $438,500 Land $60,000 Building $378,500 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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