Osceola County property record for 1719 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2016 |
| Square Footage | 3,319 sqft Heated Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $346,345 (2016) |
| Tax Bill | $5,872.00 (2025) |
| Primary APN | 052631087600010610 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,319 sqft Heated Area |
| Gross Area | 4,461 sqft Gross Area |
| 1st Floor | 1,469 sqft 1st Floor |
| Upper Floors | 1,850 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,405 sqft (0.169 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 609 sqft Garage |
| Pool Area | 16 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 640 sqft Deck |
| Porch | Finished/Screened Porch |
| Porch Area | 533 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1719 REFLECTION LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7553 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 61 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 2 |
| Legal Tract | 876 |
| Legal Lot Number | 61 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2068 |
| Census Tract | 43600 |
Source: Osceola County records · APN 052631087600010610
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1719 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 09, 2021 | Deed of Trust, Mortgage · Line of Credit LOWER LLC |
| Sep 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2016 · Amount on Record |
| Deed Sale | Oct 17, 2016 · Amount on Record |
| Deed Doc Number | 2016155845 |
| Deed Book / Page | 5040 / 2318 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1719 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1719 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0060392353 |
|---|---|
| Date | Sep 09, 2021 |
| Book Page | 6039/2353 |
| Instrument | 2021139859 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 25, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1719 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1719 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0060392340 |
|---|---|
| Date | Sep 09, 2021 |
| Book Page | 6039/2340 |
| Instrument | 2021139858 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,872.00 (+5.92%) Homeowner's exemption | $370,965 (+5.99%) | $497,000 (+0.04%) Land $75,000 Building $422,000 |
| 2023 | $5,544.00 (+3.36%) Homeowner's exemption | $350,011 (+3%) | $496,800 (+13.74%) Land $65,000 Building $431,800 |
| 2022 | $5,364.00 Homeowner's exemption | $339,817 | $436,800 Land $60,000 Building $376,800 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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