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1711 Reflection Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1711 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,133 sqft Heated Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$453,500 (2023)
Tax Bill$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN052631087600010570

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,133 sqft Heated Area
Gross Area2,840 sqft Gross Area
1st Floor2,133 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area266 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1711 REFLECTION LN
CitySAINT CLOUD
StateFL
Zip34771-7553
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 57
Legal Range31E
Legal Township26S
Legal Section05
Legal SubdivisionTURTLE CREEK
Legal Phase2
Legal Tract876
Legal Lot Number57
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2068
Census Tract43600

Owner

Source: Osceola County records · APN 052631087600010570

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1711 REFLECTION LN, SAINT CLOUD, FL 34771-7553
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 31, 2023Warranty Deed, Transfer · Veterans Administration Mortgage
GUARANTEED RATE AFFINITY LLC
Oct 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST BANK
Aug 15, 2018Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Apr 11, 2018Grant Deed, Transfer
DF TITLE LLC
Apr 12, 2018Loan Modification, Mortgage · Line of Credit
VALLEY NAT'L BK MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 31, 2023 · Amount on Record
Deed SaleMay 31, 2023 · Amount on Record
Prior SaleAug 15, 2018 · Amount on Record
Deed Doc Number2023069004
Deed Book / Page6415 / 1719
Record RefreshedJun 08, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 31, 2023
Property Address1711 REFLECTION LN, SAINT CLOUD, FL 34771-7553
Document Number0064151719
Book / Page6415 / 1719
Map ReferenceMB 24 PG 42-44
Instrument DateMay 26, 2023
Instrument2023069004
Transaction TypeTransfer
Record UpdatedJun 16, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,174.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1711 REFLECTION LN, SAINT CLOUD, FL 34771-7553

Transferred To (Grantee/Buyer)

NameVerified Name
Address1711 REFLECTION LN, SAINT CLOUD, FL 34771-7553

Mortgage

Document Number0064151721
DateMay 31, 2023
Instrument6415/1721
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1711 REFLECTION LN, SAINT CLOUD, FL 34771-7553
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0056081625
DateOct 18, 2019
Book Page5608/1625
Instrument2019135328
Lender
NameSUNTRUST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2034

August 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 15, 2018
Property Address1711 REFLECTION LN, SAINT CLOUD, FL 34771-7553
Document Number0053842497
Book / Page5384 / 2497
Map ReferenceMB24 PG42-44
Instrument DateAug 09, 2018
Instrument2018124226
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,205.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address1711 REFLECTION LN, SAINT CLOUD, FL 34771-7553

Mortgage

Document Number2018124227
DateAug 15, 2018
Instrument2018124227
Lender
NameJET HOMELOANS LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2048

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateApr 11, 2018
Property Address1711 REFLECTION LN, SAINT CLOUD, FL 34771-7553
Document Number0053151129
Book / Page005315 / 001129
Instrument DateApr 04, 2018
Instrument57191
Transaction TypeTransfer
Record UpdatedMay 23, 2018
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,200.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateApr 12, 2018
Property Address1711 REFLECTION LN, SAINT CLOUD, FL 34771-7553
Document Number0053151675
Book / Page005315 / 001675
Instrument DateMar 30, 2018
Instrument57376
Transaction TypeMortgage
Record UpdatedMay 25, 2018

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY #100 ORANGE PARK FL 320736290, 100, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Mortgage

Document Number53151675
DateApr 12, 2018
Book Page005315/001675
Instrument57376
Lender
NameVALLEY NAT'L BK MTG
TypeBank
Address4790 140TH AVE N, CLEARWATER, FL 33762-3857
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 (-99.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$372,900 (+37.72%) Land $75,000 Building $297,900$372,900 (+0.46%) Land $75,000 Building $297,900
2023$4,117.00 (+3.49%) Homeowner's exemption$270,765 (+3%)$371,200 (+14.29%) Land $65,000 Building $306,200
2022$3,978.00 Homeowner's exemption$262,879$324,800 Land $60,000 Building $264,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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