Osceola County property record for 1713 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2016 |
| Square Footage | 3,258 sqft Heated Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $335,000 (2017) |
| Tax Bill | $3,895.00 (2025) |
| Primary APN | 052631087600010580 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,258 sqft Heated Area |
| Gross Area | 4,178 sqft Gross Area |
| 1st Floor | 1,420 sqft 1st Floor |
| Upper Floors | 1,838 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 640 sqft Garage |
| Fence | Fence |
|---|---|
| Patio Area | 100 sqft Patio |
| Porch | Finished/Screened Porch |
| Porch Area | 280 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1713 REFLECTION LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7553 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 58 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 2 |
| Legal Tract | 876 |
| Legal Lot Number | 58 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2068 |
| Census Tract | 43600 |
Source: Osceola County records · APN 052631087600010580
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1713 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 14, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PRIME LNDG |
| Mar 31, 2017 | Warranty Deed, Transfer DREAM FINDERS TITLE LLC |
| Mar 29, 2017 | Loan Modification, Mortgage · Line of Credit FIDELITY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2017 · Amount on Record |
| Deed Sale | Jul 14, 2017 · Amount on Record |
| Prior Sale | Mar 31, 2017 · Amount on Record |
| Deed Doc Number | 2017102669 |
| Deed Book / Page | 5179 / 1228 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1713 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1713 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0061420193 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 6142/193 |
| Instrument | 2022017707 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 01, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 14, 2017 |
| Property Address | 1713 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0051791228 |
| Book / Page | 005179 / 001228 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 102669 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 28, 2017 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,345.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1713 REFLECTION LN ST CLOUD FL 347717553, ST CLOUD, FL 34771-7553 |
| Document Number | 51791230 |
|---|---|
| Date | Jul 14, 2017 |
| Book Page | 005179/001230 |
| Instrument | 102670 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 31, 2017 |
| Property Address | 1713 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0051250558 |
| Book / Page | 005125 / 000558 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 49441 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2017 |
| Title Company | DREAM FINDERS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1713 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0051250560 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | DREAM FINDERS TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Investor | Possibly a Property Investor |
| Document Number | 0051250560 |
|---|---|
| Date | Mar 31, 2017 |
| Book Page | 005125/000560 |
| Instrument | 49442 |
| Name | FIDELITY BK |
|---|---|
| Type | Bank |
| Address | 10611 DEERWOOD PARK BLVD, JACKSONVILLE, FL 32256-0509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,895.00 (+6.22%) Homeowner's exemption | $260,485 (+5.99%) | $461,000 (-0.28%) Land $75,000 Building $386,000 |
| 2023 | $3,667.00 (+3.59%) Homeowner's exemption | $245,771 (+3%) | $462,300 (+14.35%) Land $65,000 Building $397,300 |
| 2022 | $3,540.00 Homeowner's exemption | $238,613 | $404,300 Land $60,000 Building $344,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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