Osceola County property record for 1717 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,133 sqft Heated Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2023) |
| Tax Bill | $5,754.00 (2025) |
| Primary APN | 052631087600010600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,133 sqft Heated Area |
| Gross Area | 2,933 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1717 REFLECTION LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7553 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 60 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 2 |
| Legal Lot Number | 60 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2068 |
| Census Tract | 43600 |
Source: Osceola County records · APN 052631087600010600
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1717 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 07, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 05, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 05, 2023 · Amount on Record |
| Deed Sale | Sep 05, 2023 · Amount on Record |
| Prior Sale | Jan 23, 2017 · Amount on Record |
| Deed Doc Number | 2023116198 |
| Deed Book / Page | 6468 / 1946 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1717 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1717 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0069042295 |
|---|---|
| Date | Jan 07, 2026 |
| Book Page | 6904/2295 |
| Instrument | 2026002534 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 05, 2023 |
| Property Address | 1717 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0064681946 |
| Book / Page | 6468 / 1946 |
| Map Reference | MB 24 PG 42-44 |
| Instrument Date | Sep 01, 2023 |
| Instrument | 2023116198 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Title Company | FIRST INTERNATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5506 SIRACUSA LN, SANFORD, FL 32771-5456 |
| Name | Verified Name |
|---|---|
| Address | 1717 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0064681948 |
|---|---|
| Date | Sep 05, 2023 |
| Instrument | 6468/1948 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROU |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,754.00 Homeowner's exemption | $364,400 Land $75,000 Building $289,400 | $364,400 Land $75,000 Building $289,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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