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1708 Reflection Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1708 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2018
Square Footage2,100 sqft Heated Area
Lot Size6,534 sqft (0.15 acres)
GarageFinished, 441 sqft
OccupancyOwner Occupied
Tax Bill$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN062631087700010670

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,100 sqft Heated Area
Gross Area2,807 sqft Gross Area
1st Floor2,100 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area441 sqft Garage
PorchOpen Porch
Porch Area266 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1708 REFLECTION LN
CitySAINT CLOUD
StateFL
Zip34771-7557
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 67
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase3
Legal Tract877
Legal Lot Number67
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2069
Census Tract43600

Owner

Source: Osceola County records · APN 062631087700010670

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1708 REFLECTION LN, SAINT CLOUD, FL 34771-7557
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
LOW VA RATES LLC
May 02, 2018Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 01, 2022
Deed SaleApr 01, 2022
Deed Doc Number2018069851
Deed Book / Page5326 / 2344
Prior Transfer DateMay 02, 2018
Prior Transfer Doc2018069851
Record RefreshedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1708 REFLECTION LN, SAINT CLOUD, FL 34771-7557
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1708 REFLECTION LN, SAINT CLOUD, FL 34771-7557

Mortgage

Document Number0057961409
DateSep 18, 2020
Book Page5796/1409
Instrument2020125395
Lender
NameLOW VA RATES LLC
TypeNon-Lending Institution
AddressLINDON, UT 84042
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

May 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 02, 2018
Property Address1708 REFLECTION LN, SAINT CLOUD, FL 34771-7557
Document Number0053262344
Book / Page5326 / 2344
Map ReferenceMB25 PG38-40
Instrument DateApr 27, 2018
Instrument2018069851
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 08, 2022
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,906.80
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address1708 REFLECTION LN, SAINT CLOUD, FL 34771-7557

Mortgage

Document Number2018069852
DateMay 02, 2018
Instrument2018069852
Lender
NameJET HOMELOANS LLC
TypeNon-Lending Institution
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$279,923 (+6.56%)$362,900 (-0.44%) Land $75,000 Building $287,900
2023$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$262,697 (+3%)$364,500 (+11.98%) Land $65,000 Building $299,500
2022$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$255,046$325,500 Land $60,000 Building $265,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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