Scott County property record for 171 Stephen Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,463 sqft · built 2007 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $304,900 (Jul 2020) |
| Tax Bill | $3,503 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-20-163.000 |
| Primary APN | 188-20-163.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,463 sqft Living Area |
| 1st Floor Area | 1,239 sqft |
| Basement Area | 2,463 sqft |
| Unfinished Basement | 2,463 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 171 STEPHEN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Phase | 2 |
| Legal Lot Number | 76 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 40303 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 171 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 15, 2017 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA |
| Jul 30, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST SAVINGS BANK |
| Aug 15, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on Record |
| Deed Sale | Jul 30, 2020 · Amount on Record |
| Prior Sale | Aug 15, 2017 · Amount on Record |
| Deed Document Number | 2020419457 |
| Deed Book / Page | 416 / 208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 171 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | M1353/022 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | M1353/022 |
| Instrument | 373213 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jul 30, 2020 |
| Property Address | 171 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D416/208 |
| Book / Page | D416 / 208 |
| Map Reference | CAB 9 SL 244 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 419457 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | MILLENNIAL TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 171 STEPHEN DR, 171, GEORGETOWN, KY 40324-8058 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 171 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 419458 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 419458 |
| Name | FIRST SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Aug 15, 2017 |
| Property Address | 171 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D389/768 |
| Book / Page | D389 / 768 |
| Map Reference | CAB9 SL244 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 373212 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 156 STEPHEN DR, 156, GEORGETOWN, KY 40324-8058 |
| Name | Verified Name |
|---|---|
| Address | 1227 N MARKET ST, MOUNT CARMEL, IL 62863-1846 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $393,300 (-) | $393,300 (-) | |
| 2025 | $3,503.00 (+13.92%) | $393,300 (+15.95%) | $393,300 (+15.95%) |
| 2023 | $3,075.00 (+16.26%) | $339,200 (+11.25%) Land $45,000 Building $294,200 | $339,200 (+11.25%) Land $45,000 Building $294,200 |
| 2022 | $2,645.00 | $304,900 Land $43,000 Building $261,900 | $304,900 Land $43,000 Building $261,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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