Scott County property record for 161 Stephen Dr, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,764 sqft · built 2015 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Oct 2026) |
| Tax Bill | $2,393 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Oct 2026 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-20-168.000 |
| Primary APN | 188-20-168.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Lot Area | 6,534 sqft (0.15 acres) |
| Street Address | 161 STEPHEN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Block | L |
| Legal Lot Number | 8 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 40303 |
Source: Scott County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 161 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Oct 2, 2026 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Oct 2, 2026 | Warranty Deed, Transfer METRO S TITLE, METRO TITLE |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Mar 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC |
| Mar 22, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2026 · Amount on Record |
| Deed Sale | Oct 2, 2026 · Amount on Record |
| Prior Sale | Oct 2, 2026 · Amount on Record |
| Deed Document Number | 2026605312 |
| Deed Book / Page | 469 / 218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 2, 2026 |
| Property Address | 161 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 0000605312 |
| Book / Page | 469 / 218 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 2026605312 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | METRO S TITLE, METRO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32,825.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 161 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 0000605316, |
|---|---|
| Date | Oct 2, 2026 |
| Instrument | 2026605316 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Oct 2, 2026 |
| Property Address | 161 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 0000605307 |
| Book / Page | 469 / 213 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026605307 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2026 |
| Title Company | METRO S TITLE, METRO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $32,825.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 100 RESERVE RD, DANBURY, CT 06810-5267 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 161 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1502/419 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | M1502/419 |
| Instrument | 414844 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | May 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 161 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1329/626 |
|---|---|
| Date | Mar 22, 2017 |
| Book Page | M1329/626 |
| Instrument | 367020 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | PIKEVILLE, KY 41502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 22, 2017 |
| Property Address | 161 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D385/711 |
| Book / Page | D385 / 711 |
| Map Reference | CAB9 SL201 |
| Instrument Date | Jan 20, 2017 |
| Instrument | 367019 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $180.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 153 PATCHEN DR, 153, LEXINGTON, KY 40517-4420 |
| Name | Verified Name |
|---|---|
| Address | 161 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,700 (-) | $268,700 (-) | |
| 2025 | $2,393.00 (+7.41%) | $268,700 (+9.32%) | $268,700 (+9.32%) |
| 2023 | $2,228.00 (+18.45%) | $245,800 (+13.32%) Land $45,000 Building $200,800 | $245,800 (+13.32%) Land $45,000 Building $200,800 |
| 2022 | $1,881.00 | $216,900 Land $39,000 Building $177,900 | $216,900 Land $39,000 Building $177,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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