173 Stephen Dr, Georgetown, KY 40324 Property Records

Scott County property record for 173 Stephen Dr, Georgetown, KY 40324 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,685 sqft · built 2007
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Apr 2022)
Tax Bill	$2,823 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`188-20-161.000`

Property Details

APN / Parcel Number

Primary APN	`188-20-161.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,685 sqft Living Area

Exterior

Year Built	Built 2007
Exterior Material	Combination
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	173 STEPHEN DR
City	GEORGETOWN
State	KY
Zip	40324-8058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLEASANT VALLEY
Legal Subdivision	PLEASANT VALLEY
Legal Phase	2
Legal Lot Number	77
Legal Unit	1
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1053
Census Tract	40303

Owner

Source: Scott County records · APN 188-20-161.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	173 STEPHEN DR, GEORGETOWN, KY 40324-8058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Nov 13, 2007 · Amount on Record
Deed Document Number	453855
Deed Book / Page	D433 / 158
Record Updated	Jun 08, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Apr 29, 2022
Property Address	173 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document Number	00D433/158
Book / Page	D433 / 158
Map Reference	CAB 9 SL 244
Instrument Date	Apr 28, 2022
Instrument	453855
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 CHERRY HILL LN, 25, HAGERHILL, KY 41222-8627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	173 STEPHEN DR, GEORGETOWN, KY 40324-8058

Mortgage

Document Number	0000453856
Date	Apr 29, 2022
Instrument	453856

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,823.00 (+0.46%)	$317,000 (+2.26%)	$317,000 (+2.26%)
2023	$2,810.00 (+56.2%)	$310,000 (+49.47%) Land $45,000 Building $265,000	$310,000 (+49.47%) Land $45,000 Building $265,000
2022	$1,799.00	$207,400 Land $39,000 Building $168,400	$207,400 Land $39,000 Building $168,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090403031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.