Scott County property record for 176 Stephen Dr, Georgetown, KY 40324 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,610 sqft · built 2010 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $157,000 (Aug 2015) |
| Tax Bill | $2,256 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 188-20-132.000 |
| Primary APN | 188-20-132.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,610 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Combination |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 176 STEPHEN DR |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-8058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLEASANT VALLEY |
| Legal Subdivision | PLEASANT VALLEY |
| Legal Phase | 2 |
| Legal Lot Number | 106 |
| Legal Unit | 1 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 40303 |
Source: Scott County records · APN 188-20-132.000
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 176 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage WHITAKER BANK INC |
| May 13, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage WHITAKER BANK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2015 · Amount on Record |
| Deed Sale | Aug 18, 2015 · Amount on Record |
| Prior Sale | Sep 01, 2010 · Amount on Record |
| Deed Document Number | 2015340217 |
| Deed Book / Page | 371 / 341 |
| Last Transfer Date | Nov 15, 2021 |
| Transfer Doc | 00D429/595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Nov 23, 2021 |
| Property Address | 176 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D429/595 |
| Book / Page | D429 / 595 |
| Map Reference | CAB 9 SL 244 |
| Instrument Date | Nov 15, 2021 |
| Instrument | 445847 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2021 |
| Tax | $93.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 176 STEPHEN DR, 176, GEORGETOWN, KY 40324-8058 |
| Name | Verified Name |
|---|---|
| Address | 176 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 445848 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 445848 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | May 13, 2020 |
| Property Address | 176 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | D414/257 |
| Book / Page | D414 / 257 |
| Map Reference | CAB 9 SL 244 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 416211 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 176 STEPHEN DR, GEORGETOWN, KY 40324-8058 |
| Document Number | 416212 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 416212 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
Source: Scott County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,256.00 (+7.33%) | $253,300 (+9.23%) | $253,300 (+9.23%) |
| 2023 | $2,102.00 (+19.7%) | $231,900 (+14.52%) Land $45,000 Building $186,900 | $231,900 (+14.52%) Land $45,000 Building $186,900 |
| 2022 | $1,756.00 | $202,500 Land $39,000 Building $163,500 | $202,500 Land $39,000 Building $163,500 |
Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090403031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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