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175 Stephen Dr, Georgetown, KY 40324 Property Records

Scott County property record for 175 Stephen Dr, Georgetown, KY 40324 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Jun 2022)
Tax Bill$3,064 (2025)
Deeds & MortgagesNov 2023 Mortgage
Jun 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN188-20-160.000

Property Details

APN / Parcel Number

Primary APN188-20-160.000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Exterior MaterialBrick
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address175 STEPHEN DR
CityGEORGETOWN
StateKY
Zip40324-8058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLEASANT VALLEY
Legal SubdivisionPLEASANT VALLEY
Legal Phase2
Legal Lot Number78
Legal Unit1
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group1
Census Block1053
Census Tract40303

Owner

Source: Scott County records · APN 188-20-160.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address175 STEPHEN DR, GEORGETOWN, KY 40324-8058
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 27, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jun 16, 2022Deed, Transfer · FHA Mortgage
US BANK NA
Mar 16, 2017Deed of Trust, Mortgage · Construction Mortgage
BANK OF HINDMAN
Jul 02, 2019Deed, Subdivision Related Transfer · VA Mortgage
ARK-LA-TEX FINANCE SERVICES LLC
Mar 16, 2017Deed, Transfer
BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Prior SaleJul 02, 2019 · Amount on Record
Deed Document Number455612
Deed Book / PageD434 / 521
Record UpdatedJun 08, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address175 STEPHEN DR, GEORGETOWN, KY 40324-8058
Transaction TypeMortgage
Record UpdatedDec 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 STEPHEN DR, GEORGETOWN, KY 40324-8058

Mortgage

Document Number00M1763/74
DateNov 27, 2023
Book PageM1763/74
Instrument488163
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term343 Months
DueJun 01, 2052

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJun 16, 2022
Property Address175 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document Number00D434/521
Book / PageD434 / 521
Map ReferenceCAB 9 SL 244
Instrument DateMay 23, 2022
Instrument455612
Transaction TypeTransfer
Record UpdatedJun 28, 2022
Title CompanyLAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP RE TTL & CLOSING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6528 SUGARCANE CIR, 6528, OCEAN SPRINGS, MS 39564-8945

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 STEPHEN DR, GEORGETOWN, KY 40324-8058

Mortgage

Document Number0000455613
DateJun 16, 2022
Instrument455613
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2052

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address175 STEPHEN DR, GEORGETOWN, KY 40324-8058
Transaction TypeMortgage
Record UpdatedJun 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1328/705
DateMar 16, 2017
Book PageM1328/705
Instrument366800
Lender
NameBANK OF HINDMAN
AddressHINDMAN, KY 41822
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 14, 2018

July 2019: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateJul 02, 2019
Property Address175 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document NumberD406/764
Book / PageD406 / 764
Map ReferenceCAB 9 SL 244
Instrument DateJun 18, 2019
Instrument401870
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 14, 2021
Title CompanyNOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1332 CAHILL DR, 1332, LEXINGTON, KY 40504-1164

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address175 STEPHEN DR, GEORGETOWN, KY 40324-8058

Mortgage

Document Number401871
DateJul 02, 2019
Instrument401871
Lender
NameARK-LA-TEX FINANCE SERVICES LLC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2049

March 2017: Deed, Transfer

Document TypeDeed
JurisdictionSCOTT KY
Recording DateMar 16, 2017
Property Address175 STEPHEN DR, GEORGETOWN, KY 40324-8058
Document NumberD385/566
Book / PageD385 / 566
Map ReferenceCAB9 SL244
Instrument DateMar 14, 2017
Instrument366799
Transaction TypeTransfer
Record UpdatedJun 14, 2021
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1332 CAHILL DR, 1332, LEXINGTON, KY 40504-1164

Transferred To (Grantee/Buyer)

NameVerified Name
Address1332 CAHILL DR, LEXINGTON, KY 40504-1164

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,064.00 (+4.01%)$344,000 (+5.85%)$344,000 (+5.85%)
2023$2,946.00 (+41.02%)$325,000 (+34.97%) Land $45,000 Building $280,000$325,000 (+34.97%) Land $45,000 Building $280,000
2022$2,089.00$240,800 Land $43,000 Building $197,800$240,800 Land $43,000 Building $197,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212090403031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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