160 Smith St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 160 Smith St, Lowell, MA 01851

Property Summary

Property Type	Apartments (5+ Units)
Details	9 bd · 6 ba · 5,163 sqft · built 1915
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$670,000 (Sep 2018)
Tax Bill	$9,777 (2026)
Deeds & Mortgages	Jul 2017 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D02680`

Property Details

APN / Parcel Number

Primary APN	`D02680`
Alternative APNs	`LOWE M:122 B:5400 L:160` `M:000122 T:D02680`

Interior

Bedrooms	9 Beds
Full Baths	6 Baths
Total Rooms	28 Rooms
Units	6 Units
Stories	2 Stories
Building Area	5,163 sqft Living Area
Gross Area	7,660 sqft
1st Floor Area	1,864 sqft
Basement Area	1,844 sqft
Unfinished Basement	1,844 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	D02680
Street Address	160 SMITH ST
City	LOWELL
State	MA
Zip	01851-3255
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	USF
Legal Subdivision	DOUGLAS A DAVIS
Legal Block	5400
Legal Lot Number	160
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2002
Census Tract	311800

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	18 FREEMAN RD, CHELMSFORD, MA 01824-4825
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage LOWELL FIVE CENTS SAVINGS BANK
Sep 18, 2018	Quit Claim Deed, Transfer SAVINGS BANK TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2018 · Amount on Record
Deed Sale	Sep 18, 2018 · Amount on Record
Prior Sale	Mar 3, 1995 · Amount on Record
Deed Book / Page	32417 / 262
Transfer Doc	032417-262
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	160 SMITH ST, LOWELL, MA 01851-3255
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	31319-143
Date	Jul 25, 2017
Book Page	31319/143
Instrument	32032

Lender

Name	LOWELL FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Sep 18, 2018
Property Address	160 SMITH ST, LOWELL, MA 01851-3255
Document Number	32417-262
Book / Page	32417 / 262
Instrument	40964
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54.62
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	324170267
Date	Sep 18, 2018
Instrument	32417/0267

Lender

Name	SAVINGS BANK TRUST
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,777.00 (+15.61%)	$861,400 (+16.93%) Land $150,000 Building $711,400
2025	$8,457.00 (+0.67%)	$736,700 (+4.44%) Land $132,300 Building $604,400
2024	$8,401.00 (-1.86%)	$705,400 (+2.35%) Land $123,700 Building $581,700
2023	$8,560.00	$689,200 Land $107,500 Building $581,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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