1709 Reaves St, Winchester, VA 22601 Property Records

Winchester City property record for 1709 Reaves St, Winchester, VA 22601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,092 sqft · built 1962
Lot Size	0.125 acres (5,458 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Mar 2023)
Tax Bill	$2,880 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`231-05-C-13`

Property Details

APN / Parcel Number

Primary APN	`231-05-C-13`
Alternative APNs	`785` `890`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1983
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,458 sqft (0.125 acres)
Lot Dimensions	103 ft deep x 53 ft wide
Terrain	Rolling
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	785
Street Address	1709 REAVES ST
City	WINCHESTER
State	VA
Zip	22601-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	BELLVIEW HGTS SD B-C L-13 W S 1709 REAVES STREET
Legal Subdivision	BELLVIEW HGTS
Legal Block	C
Legal Lot Number	13
Jurisdiction	WINCHESTER CITY VA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3006
Census Tract	202

Owner

1709 Reaves St is owned and occupied by an individual who bought it in March 2023.

Source: Winchester City records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1709 REAVES ST, WINCHESTER, VA 22601-3129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed, Transfer · Conventional Mortgage LOWER LLC
Jun 1, 2021	Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE
Oct 28, 2020	Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2023 · Amount on File
Deed Sale	Mar 21, 2023 · Amount on File
Prior Sale	Jun 1, 2021 · Amount on File
Deed Document Number	2023443
Record Updated	Sep 20, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Mar 21, 2023
Property Address	1709 REAVES ST, WINCHESTER, VA 22601-3129
Document Number	0230000443
Map Reference	MB 82 PG 571
Instrument Date	Mar 14, 2023
Instrument	230000443
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1709 REAVES ST, WINCHESTER, VA 22601-3129

Mortgage

Document Number	0230000444
Date	Mar 21, 2023
Instrument	230000444

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Jun 1, 2021
Property Address	1709 REAVES ST, WINCHESTER, VA 22601-3129
Document Number	210001790
Map Reference	MB 82 PG 571
Instrument Date	May 21, 2021
Instrument	210001790
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1709 REAVES ST, WINCHESTER, VA 22601-3129

Mortgage

Document Number	210001791
Date	Jun 1, 2021
Instrument	210001791

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER CITY VA
Recording Date	Oct 28, 2020
Property Address	1709 REAVES ST, WINCHESTER, VA 22601-3129
Document Number	200002975
Map Reference	MB 82 PG 571
Instrument Date	Oct 26, 2020
Instrument	200002975
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$227.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119484 YOUNGS CLIFF ROAD, STERLING, VA 20165

Tax Assessment & Valuation

The 2026 property tax bill for 1709 Reaves St was $2,880.

Source: Winchester City assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Winchester City
Unified School District	Winchester City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,880.00	$362,300 Land $90,000 Building $272,300
2025	$2,880.00		$362,300 Land $90,000 Building $272,300
2023	$2,902.00 (+11.23%)	$349,700 Land $90,000 Building $259,700	$349,700 Land $90,000 Building $259,700
2022	$2,609.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1709 Reaves St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1709 Reaves St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREDERICK WATER serves 46,206 people · EPA ID VA2069250
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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