Osceola County property record for 1707 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2018 |
| Square Footage | 2,919 sqft Heated Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2019) |
| Tax Bill | $4,767.00 (2025) |
| Primary APN | 052631087600010550 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,919 sqft Heated Area |
| Gross Area | 3,418 sqft Gross Area |
| 1st Floor | 1,550 sqft 1st Floor |
| Upper Floors | 1,369 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 484 sqft Garage |
| Porch | Open Porch |
| Porch Area | 15 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1707 REFLECTION LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7553 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 55 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 2 |
| Legal Tract | 876 |
| Legal Lot Number | 55 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2068 |
| Census Tract | 43600 |
Source: Osceola County records · APN 052631087600010550
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1707 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 10, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC |
| May 31, 2018 | Grant Deed, Transfer DF TITLE LLC |
| Jun 01, 2018 | Loan Modification, Mortgage TEXAS CAP BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 10, 2019 · Amount on Record |
| Deed Sale | Sep 10, 2019 · Amount on Record |
| Deed Doc Number | 2019116498 |
| Deed Book / Page | 5586 / 2278 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 10, 2019 |
| Property Address | 1707 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0055862278 |
| Book / Page | 5586 / 2278 |
| Map Reference | MB 24 PG 42-44 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 2019116498 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 02, 2022 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8529 SOUTHPARK CIR STE 130, 8529, ORLANDO, FL 32819-9016 |
| Name | Verified Name |
|---|---|
| Address | 1707 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0055862280 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 5586/2280 |
| Name | JET HOMELOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 31, 2018 |
| Property Address | 1707 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0053412884 |
| Book / Page | 005341 / 002884 |
| Instrument Date | May 25, 2018 |
| Instrument | 84274 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742 |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 01, 2018 |
| Property Address | 1707 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0053422190 |
| Book / Page | 005342 / 002190 |
| Instrument Date | May 25, 2018 |
| Instrument | 84842 |
| Transaction Type | Mortgage |
| Record Updated | Jul 02, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290 |
| Document Number | 53422190 |
|---|---|
| Date | Jun 01, 2018 |
| Book Page | 005342/002190 |
| Instrument | 84842 |
| Name | TEXAS CAP BK |
|---|---|
| Type | Bank |
| Address | 2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340 |
| Amount | Amount Recorded |
|---|
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,767.00 (+6.05%) Homeowner's exemption | $309,208 (+5.99%) | $424,700 (-2.39%) Land $75,000 Building $349,700 |
| 2023 | $4,495.00 (+3.45%) Homeowner's exemption | $291,742 (+3%) | $435,100 (+14.32%) Land $65,000 Building $370,100 |
| 2022 | $4,345.00 Homeowner's exemption | $283,245 | $380,600 Land $60,000 Building $320,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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