Osceola County property record for 1703 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 1,867 sqft Heated Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $288,000 (2019) |
| Tax Bill | $4,142.00 (2025) |
| Primary APN | 052631087600010530 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,867 sqft Heated Area |
| Gross Area | 2,677 sqft Gross Area |
| 1st Floor | 1,867 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 592 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 218 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1703 REFLECTION LN |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7553 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PRESERVE AT TURTLE CREEK PH 2 PB 24 PG 42-44 LOT 53 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 05 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 2 |
| Legal Tract | 876 |
| Legal Lot Number | 53 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2068 |
| Census Tract | 43600 |
Source: Osceola County records · APN 052631087600010530
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1703 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 08, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Jan 23, 2017 | Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage MORTGAGE FIN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2019 · Amount on Record |
| Deed Sale | Oct 08, 2019 · Amount on Record |
| Prior Sale | Jan 23, 2017 · Amount on Record |
| Deed Doc Number | 2019129969 |
| Deed Book / Page | 5602 / 1205 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 08, 2019 |
| Property Address | 1703 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0056021205 |
| Book / Page | 005602 / 001205 |
| Instrument Date | Oct 04, 2019 |
| Instrument | 129969 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,016.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1703 REFLECTION LN ST CLOUD FL 347717553, ST CLOUD, FL 34771-7553 |
| Document Number | 56021207 |
|---|---|
| Date | Oct 08, 2019 |
| Book Page | 005602/001207 |
| Instrument | 129970 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 07, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 23, 2017 |
| Property Address | 1703 REFLECTION LN, SAINT CLOUD, FL 34771-7553 |
| Document Number | 0050892064 |
| Book / Page | 005089 / 002064 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 12057 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 10, 2017 |
| Title Company | DREAM FINDERS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,925.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1703 REFLECTION LN ST CLOUD FL 347717553, ST CLOUD, FL 34771-7553 |
| Document Number | 50892066 |
|---|---|
| Date | Jan 23, 2017 |
| Book Page | 005089/002066 |
| Instrument | 12058 |
| Name | MORTGAGE FIN |
|---|---|
| Type | Mortgage Company |
| Address | TAVARES, FL 32778 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,142.00 (+6.15%) Homeowner's exemption | $274,320 (+5.99%) | $352,800 (+0.54%) Land $75,000 Building $277,800 |
| 2023 | $3,902.00 (+3.53%) Homeowner's exemption | $258,825 (+3%) | $350,900 (+14.23%) Land $65,000 Building $285,900 |
| 2022 | $3,769.00 Homeowner's exemption | $251,287 | $307,200 Land $60,000 Building $247,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,128 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures