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1702 Reflection Ln, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1702 Reflection Ln, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 2018
Square Footage3,281 sqft Heated Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$490,000 (2025)
Tax Bill$3,794.00 (2025)

Property Details

APN / Parcel Number

Primary APN062631087700010700

Interior

Bedrooms5 Beds
Full Baths3 Baths
Building Area3,281 sqft Heated Area
Gross Area4,293 sqft Gross Area
1st Floor1,431 sqft 1st Floor
Upper Floors1,850 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2018
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area609 sqft Garage
FenceFence
PorchOpen Porch
Porch Area403 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1702 REFLECTION LN
CitySAINT CLOUD
StateFL
Zip34771-7557
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPRESERVE AT TURTLE CREEK PH 3 & 4 PB 25 PGS 38-40 LOT 70
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionPRESERVE AT TURTLE CREEK PHS 3 4 & 5
Legal Phase3
Legal Tract877
Legal Lot Number70
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2069
Census Tract43600

Owner

Source: Osceola County records · APN 062631087700010700

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5151 HARKLEY RUNYAN RD, SAINT CLOUD, FL 34771-9594
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 22, 2025Warranty Deed, Transfer
PREMIER TITLE/CTRL FL, PREMIER TITLE OF CTRL FL LLC
Sep 09, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
Feb 26, 2019Loan Modification, Mortgage · Line of Credit
FLAGSTAR BK
Jun 21, 2018Loan Modification, Mortgage
FLAGSTAR BK
May 17, 2018Loan Modification, Mortgage
FLAGSTAR BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 22, 2025 · Amount on Record
Deed SaleMay 22, 2025 · Amount on Record
Prior SaleSep 09, 2019 · Amount on Record
Deed Doc Number2025065016
Deed Book / Page6792 / 863
Record RefreshedJun 08, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 22, 2025
Property Address1702 REFLECTION LN, SAINT CLOUD, FL 34771-7557
Document Number0067920863
Book / Page6792 / 863
Map ReferenceMB 25 PG 38
Instrument DateMay 21, 2025
Instrument2025065016
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyPREMIER TITLE/CTRL FL, PREMIER TITLE OF CTRL FL LLC

Transaction

AmountAmount Recorded
Tax$3,430.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2811 MAC MURRAY CT, ORLANDO, FL 32826-3487

Transferred To (Grantee/Buyer)

NameVerified Name
Address5151 HARKLEY RUNYAN RD, SAINT CLOUD, FL 34771-9594

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 09, 2019
Property Address1702 REFLECTION LN, SAINT CLOUD, FL 34771-7557
Document Number0055852220
Book / Page5585 / 2220
Map ReferenceMB 25 PG 38-40
Instrument DateAug 27, 2019
Instrument2019115582
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,653.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address8529 SOUTHPARK CIRI, 8529, ORLANDO, FL 32819

Transferred To (Grantee/Buyer)

NameVerified Name
Address1702 REFLECTION LN, SAINT CLOUD, FL 34771-7557

Mortgage

Document Number0055852222
DateSep 09, 2019
Instrument5585/2222
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049

February 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateFeb 26, 2019
Property Address1702 REFLECTION LN, SAINT CLOUD, FL 34771-7557
Document Number0054822232
Book / Page005482 / 002232
Instrument DateFeb 22, 2019
Instrument24566
Transaction TypeMortgage
Record UpdatedMar 14, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1707 HAWKSBILL LN ST CLOUD FL 347717547, ST CLOUD, FL 34771-7547

Mortgage

Document Number54822232
DateFeb 26, 2019
Book Page005482/002232
Instrument24566
Lender
NameFLAGSTAR BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateJun 21, 2018
Property Address1702 REFLECTION LN, SAINT CLOUD, FL 34771-7557
Document Number0045661661
Book / Page004566 / 001661
Instrument DateJun 20, 2018
Instrument43578
Transaction TypeMortgage
Record UpdatedFeb 27, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number45661661
DateJun 21, 2018
Book Page004566/001661
Instrument43578
Lender
NameFLAGSTAR BK
TypeBank
Agreement
AmountAmount Recorded

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Recording DateMay 17, 2018
Property Address1702 REFLECTION LN, SAINT CLOUD, FL 34771-7557
Document Number0053352447
Book / Page005335 / 002447
Instrument DateMay 15, 2018
Instrument78349
Transaction TypeMortgage
Record UpdatedJun 19, 2018

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4701 PHILIPS HWY #300 JACKSONVILLE FL 32207, 300, JACKSONVILLE, FL 32207

Mortgage

Document Number53352447
DateMay 17, 2018
Book Page005335/002447
Instrument78349
Lender
NameFLAGSTAR BK
TypeBank
Address5151 CORPORATE DR, TROY, MI 48098-2639
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,794.00 (+6.22%) Homeowner's exemption$254,878 (+5.99%)$467,900 (+3.98%) Land $75,000 Building $392,900
2023$3,572.00 (+3.6%) Homeowner's exemption$240,481 (+3%)$450,000 (+12%) Land $65,000 Building $385,000
2022$3,448.00 Homeowner's exemption$233,477$401,800 Land $60,000 Building $341,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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