Ramsey County property record for 1707 Eugene St, White Bear Lake, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,932 sqft · built 1977 |
| Lot Size | 0.372 acres (16,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (Aug 2026) |
| Tax Bill | $5,696 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-30-22-44-0089 |
| Primary APN | 15-30-22-44-0089 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| 1st Floor Area | 1,290 sqft |
| Basement Area | 450 sqft |
| Family Room | Family Room |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Lot Area | 16,200 sqft (0.372 acres) |
| Lot Dimensions | 180 ft deep x 90 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 448645 |
|---|---|
| Street Address | 1707 EUGENE ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-3341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION 15 TOWN 30 RANGE 22 W 90 FT OF E 915.82 FT OF S 180 FT OF N ...OF SE 1/4 OF SEC 15 TN 30 RN 22 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 15 |
| Legal Subdivision | SECTION 15 TOWN 30 RANGE 22 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 40504 |
Source: Ramsey County records, as of August 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1707 EUGENE ST, SAINT PAUL, MN 55110-3341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Mar 17, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jan 21, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 19, 2026 · Amount on Record |
| Deed Sale | Aug 19, 2026 · Amount on Record |
| Prior Sale | Mar 17, 2023 · Amount on Record |
| Deed Document Number | 20265117842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Aug 19, 2026 |
| Property Address | 1707 EUGENE ST, SAINT PAUL, MN 55110-3341 |
| Document Number | 0005117842 |
| Instrument Date | Aug 19, 2026 |
| Instrument | 20265117842 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | TITLE JUNCTION, TITLE FUSION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $178,568.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1707 EUGENE ST, SAINT PAUL, MN 55110-3341 |
| Document Number | 0005117843, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 20265117843 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Mar 17, 2023 |
| Property Address | 1707 EUGENE ST, WHITE BEAR LAKE, MN 55110-3341 |
| Document Number | 0A04983035 |
| Instrument Date | Mar 1, 2023 |
| Instrument | A04983035 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,481.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1707 EUGENE ST, WHITE BEAR LAKE, MN 55110-3341 |
| Document Number | 0A04983036 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | A04983036 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1707 EUGENE ST, WHITE BEAR LAKE, MN 55110-3341 |
| Document Number | 0004647918 |
| Instrument Date | Jan 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2017 |
| Title Company | SOUTHWEST FINANCIAL |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1707 EUGENE ST WHITE BEAR LAKE MN 551103341, WHITE BEAR LAKE, MN 55110-3341 |
| Document Number | 0004647918 |
|---|---|
| Date | Feb 21, 2017 |
| Instrument | 4647918 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $413,400 (+1.15%) Land $91,800 Building $321,600 | $413,400 (+1.15%) Land $91,800 Building $321,600 | |
| 2025 | $5,696.00 (+44.94%) Homeowner's exemption | $408,700 (+1.74%) Land $91,800 Building $316,900 | $408,700 (+1.74%) Land $91,800 Building $316,900 |
| 2023 | $3,930.00 Homeowner's exemption | $401,700 Land $91,800 Building $309,900 | $401,700 Land $91,800 Building $309,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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