1630 Eugene St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 1630 Eugene St, White Bear Lake, MN 55110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 864 sqft · built 1976
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Owner Names on Record
Last Sale	$190,503 (Jul 2013)
Tax Bill	$3,830 (2023)
Deeds & Mortgages	Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-30-22-43-0013`

Property Details

APN / Parcel Number

Primary APN	`15-30-22-43-0013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1979
Architectural Style	Split Entry
Exterior Material	Wood
Construction Type	Frame
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	100 ft deep x 115 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1630 EUGENE ST
City	WHITE BEAR LAKE
State	MN
Zip	55110-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G
Legal Description	LEMKE'S 2ND ADDITION LOT 1 BLK 3
Legal Range	22
Legal Township	30
Legal Section	15
Legal Quarter	4
Quarter-Quarter Section	13
Legal Subdivision	LEMKES 2ND ADDITION
Legal Block	3
Legal Lot Number	1
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	4
Census Block	4020
Census Tract	40504

Owner

Source: Ramsey County records, as of April 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	1630 EUGENE ST, WHITE BEAR LAKE, MN 55110-3339
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2013 · Amount on Record
Deed Sale	Jul 26, 2013 · Amount on Record
Deed Document Number	4414224
Record Updated	Jun 7, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1630 EUGENE ST, WHITE BEAR LAKE, MN 55110-3339
Document Number	0004733552
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 13, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1630 EUGENE ST WHITE BEAR LAKE MN 551103339, WHITE BEAR LAKE, MN 55110-3339

Mortgage

Document Number	0004733552
Date	Nov 1, 2018
Instrument	4733552

Lender

Name	CITY & CNTY EMP CU
Type	Credit Union
Address	SAINT PAUL, MN 55101-2380

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 31, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,830.00 Homeowner's exemption	$300,700 Land $88,700 Building $212,000	$300,700 Land $88,700 Building $212,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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