Ramsey County property record for 1716 Eugene St, White Bear Lake, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,594 sqft · built 1977 |
| Lot Size | 0.19 acres (8,260 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $339,500 (Apr 2024) |
| Tax Bill | $4,488 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Dec 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-30-22-44-0076 |
| Primary APN | 15-30-22-44-0076 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 894 sqft Living Area |
| 1st Floor Area | 894 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,260 sqft (0.19 acres) |
| Lot Dimensions | 118 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8531095 |
|---|---|
| Street Address | 1716 EUGENE ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-3340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEMKES 3RD ADDITION LOT 2 BLK 3 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 15 |
| Legal Subdivision | LEMKES 3RD ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 40504 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1716 EUGENE ST, SAINT PAUL, MN 55110-3340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 4, 2024 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 19, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Nov 6, 2020 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| May 10, 2019 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG |
| Apr 12, 2018 | Quit Claim Deed, Transfer BANK OF AMERICA CALIFORNIA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on Record |
| Deed Sale | Apr 4, 2024 · Amount on Record |
| Prior Sale | May 10, 2019 · Amount on Record |
| Deed Document Number | 20245021260 |
| Prior Transfer Date | Feb 15, 2018 |
| Prior Transfer Doc | 0004705525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 4, 2024 |
| Property Address | 1716 EUGENE ST, WHITE BEAR LAKE, MN 55110-3340 |
| Document Number | 0A05021260 |
| Instrument Date | Apr 1, 2024 |
| Instrument | A05021260 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.35 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1716 EUGENE ST, WHITE BEAR LAKE, MN 55110-3340 |
| Document Number | 0A05021261 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | A05021261 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1716 EUGENE ST, WHITE BEAR LAKE, MN 55110-3340 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1716 EUGENE ST, WHITE BEAR LK, MN 55110-3340 |
| Document Number | 0A05011492 |
|---|---|
| Date | Dec 19, 2023 |
| Instrument | A05011492 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1716 EUGENE ST, WHITE BEAR LAKE, MN 55110-3340 |
| Document Number | 0004847072 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 1716 EUGENE ST WHITE BEAR LAKE MN 551103340, WHITE BEAR LAKE, MN 55110-3340 |
| Document Number | 0004847072 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 4847072 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | May 10, 2019 |
| Property Address | 1716 EUGENE ST, WHITE BEAR LAKE, MN 55110-3340 |
| Document Number | 0004755811 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 4755811 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1716 EUGENE ST WHITE BEAR LAKE MN 551103340, WHITE BEAR LAKE, MN 55110-3340 |
| Document Number | 4755812 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 4755812 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 9, 2049 |
| Document Number | 4755813, |
|---|---|
| Date | May 10, 2019 |
| Instrument | 4755813 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 9, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Apr 12, 2018 |
| Property Address | 1716 EUGENE ST, WHITE BEAR LAKE, MN 55110-3340 |
| Document Number | 0004705525 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 4705525 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2018 |
| Title Company | WFG LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1716 EUGENE ST WHITE BEAR LAKE MN 551103340, WHITE BEAR LAKE, MN 55110-3340 |
| Document Number | 4705526 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 4705526 |
| Name | BANK OF AMERICA CALIFORNIA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Apr 11, 2033 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $338,700 (+11.49%) Land $69,000 Building $269,700 | $338,700 (+11.49%) Land $69,000 Building $269,700 | |
| 2025 | $4,488.00 (+9.68%) | ||
| 2023 | $4,092.00 Homeowner's exemption | $303,800 Land $69,000 Building $234,800 | $303,800 Land $69,000 Building $234,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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