1616 Eugene St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 1616 Eugene St, White Bear Lake, MN 55110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 954 sqft · built 1978
Lot Size	0.311 acres (13,530 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (May 2021)
Tax Bill	$5,496 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-30-22-43-0017`

Property Details

APN / Parcel Number

Primary APN	`15-30-22-43-0017`
Alternative APNs	`8303431` `342874`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	954 sqft Living Area
1st Floor Area	954 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	13,530 sqft (0.311 acres)
Lot Dimensions	123 ft deep x 110 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	342874
Street Address	1616 EUGENE ST
City	SAINT PAUL
State	MN
Zip	55110-3339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 15 TOWN 30 RANGE 22 N 140 FT OF S 330 FT OF W 122.5 FT OF E ...TO RD) IN SEC 15 TN 30 RN 22
Legal Range	22
Legal Township	30
Legal Section	15
Legal Subdivision	SECTION 15 TOWN 30 RANGE 22
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	4
Census Block	4020
Census Tract	40504

Owner

1616 Eugene St is owned and occupied by two individuals who bought it in May 2021.

Source: Ramsey County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1616 EUGENE ST, SAINT PAUL, MN 55110-3339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2021 · Amount on File
Deed Sale	May 12, 2021 · Amount on File
Prior Sale	Aug 12, 1998 · Amount on File
Deed Document Number	20214883232
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	May 12, 2021
Property Address	1616 EUGENE ST, WHITE BEAR LAKE, MN 55110-3339
Document Number	0A04883232
Instrument Date	May 6, 2021
Instrument	A04883232
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	ESQUIRE TITLE, ESQUIRE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,089.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1616 EUGENE ST, WHITE BEAR LAKE, MN 55110-3339

Mortgage

Document Number	0A04883233
Date	May 12, 2021
Instrument	A04883233

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1616 Eugene St was $5,496 with a homeowner's exemption.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,500 Land $93,700 Building $299,800	$393,500 Land $93,700 Building $299,800
2025	$5,496.00
2023	$4,392.00 Homeowner's exemption	$355,100 Land $93,700 Building $261,400	$355,100 Land $93,700 Building $261,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1616 Eugene St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1616 Eugene St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Eugene St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures