1629 Eugene St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 1629 Eugene St, White Bear Lake, MN 55110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 894 sqft · built 1976
Lot Size	0.26 acres (11,315 sqft)
Owner	2 Company Names on Record
Last Sale	$280,000 (Jun 2022)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Aug 2026 Sale Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-30-22-43-0030`

Property Details

APN / Parcel Number

Primary APN	`15-30-22-43-0030`
Alternative APNs	`8277821` `314853`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	894 sqft Living Area
1st Floor Area	894 sqft
Basement Area	750 sqft
Finished Basement	750 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1986
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	11,315 sqft (0.26 acres)
Lot Dimensions	155 ft deep x 73 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	314853
Street Address	1629 EUGENE ST
City	SAINT PAUL
State	MN
Zip	55110-3369
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEMKES 2ND ADDITION LOT 4 BLK 2
Legal Range	22
Legal Township	30
Legal Section	15
Legal Subdivision	LEMKES 2ND ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	4
Census Block	4020
Census Tract	40504

Owner

Source: Ramsey County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1629 EUGENE ST, SAINT PAUL, MN 55110-3369
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL CU
Feb 5, 2018	Deed of Trust, Mortgage · VA Mortgage US BK
Jun 26, 2017	Deed of Trust, Mortgage · VA Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Jun 27, 2022 · Amount on Record
Deed Document Number	20224953025
Last Transfer Date	Aug 13, 2026
Transfer Doc	0005117233
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 14, 2026
Property Address	1629 EUGENE ST, SAINT PAUL, MN 55110-3369
Document Number	0005117233
Instrument Date	Aug 13, 2026
Instrument	20265117233
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$171.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1629 EUGENE ST, SAINT PAUL, MN 55110-3369

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 27, 2022
Property Address	1629 EUGENE ST, WHITE BEAR LAKE, MN 55110-3369
Document Number	0A04953025
Instrument Date	Jun 27, 2022
Instrument	A04953025
Transaction Type	Transfer
Record Updated	Dec 28, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$924.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 EUGENE ST, SAINT PAUL, MN 55110-3369
Investor	Possibly a Property Investor

Mortgage

Document Number	0A04953026
Date	Jun 27, 2022
Instrument	A04953026

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2037
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	9.62%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1629 EUGENE ST, WHITE BEAR LAKE, MN 55110-3369
Document Number	0004698756
Instrument Date	Feb 5, 2018
Transaction Type	Mortgage
Record Updated	Feb 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 EUGENE ST WHITE BEAR LAKE MN 551103369, WHITE BEAR LAKE, MN 55110-3369

Mortgage

Document Number	0004698756
Date	Feb 15, 2018
Instrument	4698756

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	1629 EUGENE ST, WHITE BEAR LAKE, MN 55110-3369
Document Number	0004666145
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1629 EUGENE ST WHITE BEAR LAKE MN 551103369, WHITE BEAR LAKE, MN 55110-3369

Mortgage

Document Number	0004666145
Date	Jul 6, 2017
Instrument	4666145

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 5, 2032

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,500 (+9.76%) Land $77,400 Building $235,100	$312,500 (+9.76%) Land $77,400 Building $235,100
2025	$4,090.00 (+22.09%)
2023	$3,350.00 Homeowner's exemption	$284,700 Land $77,400 Building $207,300	$284,700 Land $77,400 Building $207,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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