Lyon County property record for 170 E Cedar St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 950 sqft · built 1965 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (May 2025) |
| Tax Bill | $756 (2026) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-041-21 |
| Primary APN | 020-041-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 950 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 320 sqft |
| Street Address | 170 E CEDAR ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 14-20-24 FR NE4 |
| Legal Subdivision | LUCKY BEE |
| Legal Block | A |
| Legal Lot Number | 12 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960104 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 170 E CEDAR ST, FERNLEY, NV 89408-8508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 30, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage SYNERGY HOME LOANS LLC |
| Jan 8, 2020 | Quit Claim Deed, Transfer STEWART TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2025 · Amount on Record |
| Deed Sale | May 23, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2021 · Amount on Record |
| Deed Document Number | 2025694980 |
| Prior Transfer Date | Dec 23, 2019 |
| Prior Transfer Doc | 0000608996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Jun 30, 2021 |
| Property Address | 170 E CEDAR ST, FERNLEY, NV 89408-8508 |
| Document Number | 0000640309 |
| Map Reference | DOC 87896 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 640309 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.60 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1395 RED BLUFF WAY, 1395, FERNLEY, NV 89408-9277 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 170 E CEDAR ST, FERNLEY, NV 89408-8508 |
| Document Number | 0000640310 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 640310 |
| Name | SYNERGY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Number | 0000640311 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 640311 |
| Name | NEVADA RURAL HOUSING AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CARSON CITY, NV 89701 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Jan 8, 2020 |
| Property Address | 170 E CEDAR ST, FERNLEY, NV 89408-8508 |
| Document Number | 0000608996 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 608996 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 170 E CEDAR ST FERNLEY NV 894088508, FERNLEY, NV 89408-8508 |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $756.00 (-27.72%) | $66,707 (+14.36%) Land $52,500 Building $14,207 | $190,592 (+14.36%) Land $150,000 Building $40,592 |
| 2023 | $1,046.00 (+5.98%) | $58,332 (+2.2%) Land $45,500 Building $12,832 | $166,664 (+2.2%) Land $130,000 Building $36,664 |
| 2022 | $987.00 | $57,075 Land $45,500 Building $11,575 | $163,072 Land $130,000 Building $33,072 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
| Choice Broadband Fixed Wireless | 100 / 25 |
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