Lyon County property record for 180 E Cedar St, Fernley, NV 89408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1982 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Mar 2022) |
| Tax Bill | $1,499 (2026) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 020-041-20 |
| Primary APN | 020-041-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 136 sqft |
| Street Address | 180 E CEDAR ST |
|---|---|
| City | FERNLEY |
| State | NV |
| Zip | 89408-8508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 14-20-24 FR NE4 |
| Legal Subdivision | LUCKY BEE |
| Legal Block | A |
| Legal Lot Number | 13 |
| Jurisdiction | LYON NV |
| Township / Civil Division | FERNLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 960104 |
Source: Lyon County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 180 E CEDAR ST, FERNLEY, NV 89408-8508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 9, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 14, 2021 | Bargain and Sale Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2022 · Amount on Record |
| Deed Sale | Mar 9, 2022 · Amount on Record |
| Prior Sale | Oct 14, 2021 · Amount on Record |
| Deed Document Number | 2022654146 |
| Prior Transfer Date | Sep 13, 2007 |
| Prior Transfer Doc | 0000413834 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Mar 9, 2022 |
| Property Address | 180 E CEDAR ST, FERNLEY, NV 89408-8508 |
| Document Number | 0000654146 |
| Map Reference | DOC 87896 |
| Instrument Date | Mar 8, 2022 |
| Instrument | 654146 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,267.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1914 KIRBY CT, 1914, SPARKS, NV 89434-2652 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 180 E CEDAR ST, FERNLEY, NV 89408-8508 |
| Document Number | 0000654147 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 654147 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Number | 0000654148 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 654148 |
| Name | NEVADA RURAL HOUSING AUTHORITY |
|---|---|
| Address | CARSON CITY, NV 89701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | LYON NV |
| Recording Date | Oct 14, 2021 |
| Property Address | 180 E CEDAR ST, FERNLEY, NV 89408-8508 |
| Document Number | 0000646108 |
| Map Reference | DOC 87896 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 646108 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $877.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 E CEDAR ST, 180, FERNLEY, NV 89408-8508 |
| Name | Verified Name |
|---|---|
| Address | 1914 KIRBY CT, SPARKS, NV 89434-2652 |
| Investor | Possibly a Property Investor |
Source: Lyon County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Lyon County |
| Municipality | Fernley City |
| Unified School District | Lyon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,499.00 (-6.78%) | $80,945 (+8.95%) Land $57,750 Building $23,195 | $231,272 (+8.95%) Land $165,000 Building $66,272 |
| 2023 | $1,608.00 (+7.13%) | $74,293 (+1.99%) Land $50,750 Building $23,543 | $212,265 (+1.99%) Land $145,000 Building $67,265 |
| 2022 | $1,501.00 | $72,841 Land $50,750 Building $22,091 | $208,116 Land $145,000 Building $63,116 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNLEY PUBLIC WORKS serves 23,064 people · EPA ID NV0000062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 200 / 30 |
| Choice Broadband Fixed Wireless | 100 / 25 |
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