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165 E Cedar St, Fernley, NV 89408 Property Records

Lyon County property record for 165 E Cedar St, Fernley, NV 89408

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,497 sqft · built 1968
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$236,000 (Feb 2020)
Tax Bill$1,769 (2026)
Deeds & MortgagesFeb 2021 Transfer
Feb 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN020-061-12

Property Details

APN / Parcel Number

Primary APN020-061-12
Alternative APN
  • 2006112

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,497 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area10,454 sqft (0.24 acres)
Garage Area330 sqft
Parking Spaces1 Parking Space
Patio Area240 sqft

Location & Zoning

Street Address165 E CEDAR ST
CityFERNLEY
StateNV
Zip89408-8508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description14-20-24 FR NE4
Legal SubdivisionLUCKY BEE
Legal BlockB
Legal Lot Number12
JurisdictionLYON NV
Township / Civil DivisionFERNLEY
Census Block Group1
Census Block1002
Census Tract960104

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address165 E CEDAR ST, FERNLEY, NV 89408-8508
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Quit Claim Deed, Transfer
Quitclaim
Feb 14, 2020Bargain and Sale Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 14, 2020 · Amount on Record
Deed SaleFeb 14, 2020 · Amount on Record
Prior SaleMay 26, 2015 · Amount on Record
Deed Document Number2020610791
Last Transfer DateFeb 17, 2021
Transfer Doc0000631180
Record UpdatedSep 20, 2026

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYON NV
Recording DateFeb 17, 2021
Property Address165 E CEDAR ST, FERNLEY, NV 89408-8508
Document Number0000631180
Map ReferenceDOC 87896
Instrument DateFeb 17, 2021
Instrument631180
Transaction TypeTransfer
Record UpdatedNov 16, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address110 HORSESHOE CIR, 110, RENO, NV 89508-9532

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 E CEDAR ST, FERNLEY, NV 89408-8508

February 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionLYON NV
Recording DateFeb 14, 2020
Property Address165 E CEDAR ST, FERNLEY, NV 89408-8508
Document Number0000610791
Map ReferenceDOC 94033
Instrument DateJan 27, 2020
Instrument610791
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyWESTERN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$920.40
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address805 E MAIN STB, 805, FERNLEY, NV 89408

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address165 E CEDAR ST, FERNLEY, NV 89408-8508

Mortgage

Document Number0000610792
DateFeb 14, 2020
Instrument610792
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateNevada
CountyLyon County
MunicipalityFernley City
Unified School DistrictLyon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,769.00 (-4.27%)$78,032 (+13.09%) Land $57,750 Building $20,282$222,948 (+13.09%) Land $165,000 Building $57,948
2023$1,848.00 (+3.3%)$68,998 (+2.54%) Land $50,750 Building $18,248$197,137 (+2.54%) Land $145,000 Building $52,137
2022$1,789.00$67,289 Land $50,750 Building $16,539$192,255 Land $145,000 Building $47,255

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNLEY PUBLIC WORKS
serves 23,064 people · EPA ID NV0000062
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless		200 / 30
Choice Broadband
Fixed Wireless		100 / 25

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