145 E Cedar St, Fernley, NV 89408 Property Records

Lyon County property record for 145 E Cedar St, Fernley, NV 89408

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,312 sqft · built 1965
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$179,000 (Feb 2019)
Tax Bill$1,609 (2026)
Deeds & MortgagesMar 2019 Transfer
Feb 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN020-061-10

Property Details

APN / Parcel Number

Primary APN020-061-10
Alternative APN
  • 2006110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,312 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Lot Area7,405 sqft (0.17 acres)
Garage Area288 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address145 E CEDAR ST
CityFERNLEY
StateNV
Zip89408-8508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description14-20-24 FR NE4
Legal SubdivisionLUCKY BEE
Legal BlockB
Legal Lot Number10
JurisdictionLYON NV
Township / Civil DivisionFERNLEY
Census Block Group1
Census Block1002
Census Tract960104

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1560 PUTTER CT, FERNLEY, NV 89408-6607
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 28, 2019Bargain and Sale Deed, Transfer · Conventional Mortgage
EVERGREEN MONEYSOURCE MORTGAGE CO
Jan 12, 2017Bargain and Sale Deed, Transfer · Conventional Mortgage
SUMMIT FUNDIGN INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 2019 · Amount on Record
Deed SaleFeb 28, 2019 · Amount on Record
Prior SaleJan 12, 2017 · Amount on Record
Deed Document Number2019592698
Last Transfer DateMar 19, 2019
Transfer Doc0000593920
Record UpdatedSep 20, 2026

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLYON NV
Recording DateMar 29, 2019
Property Address145 E CEDAR ST, FERNLEY, NV 89408-8508
Document Number0000593920
Instrument DateMar 19, 2019
Instrument593920
Transaction TypeTransfer
Record UpdatedApr 12, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1294 RAINBOW LN FERNLEY NV 894087213, FERNLEY, NV 89408-7213

February 2019: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionLYON NV
Recording DateFeb 28, 2019
Property Address145 E CEDAR ST, FERNLEY, NV 89408-8508
Document Number0000592698
Map ReferenceDOC 87896
Instrument DateFeb 6, 2019
Instrument592698
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyWESTERN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$698.10
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3002 REED AVEG, 3002, FORT CAMPBELL, KY 42223

Transferred To (Grantee/Buyer)

NameVerified Name
Address1294 RAINBOW LN, FERNLEY, NV 89408-7213

Mortgage

Document Number0000592699
DateFeb 28, 2019
Instrument592699
Lender
NameEVERGREEN MONEYSOURCE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

January 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionLYON NV
Recording DateJan 12, 2017
Property Address145 E CEDAR ST, FERNLEY, NV 89408-8508
Document Number0000559738
Map ReferenceDOC87896
Instrument DateDec 28, 2016
Instrument559738
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyWESTERN TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$546.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1833 CAMELBACK DR, 1833, SPARKS, NV 89434-8814

Transferred To (Grantee/Buyer)

NameVerified Name
Address145 E CEDAR ST, FERNLEY, NV 89408-8508

Mortgage

Document Number0000559739
DateJan 12, 2017
Instrument559739
Lender
NameSUMMIT FUNDIGN INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateNevada
CountyLyon County
MunicipalityFernley City
Unified School DistrictLyon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,609.00 (-6.51%)$71,259 (+14.05%) Land $52,500 Building $18,759$203,596 (+14.05%) Land $150,000 Building $53,596
2023$1,721.00 (+5.97%)$62,480 (+2.72%) Land $45,500 Building $16,980$178,514 (+2.72%) Land $130,000 Building $48,514
2022$1,624.00$60,828 Land $45,500 Building $15,328$173,795 Land $130,000 Building $43,795

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNLEY PUBLIC WORKS
serves 23,064 people · EPA ID NV0000062
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
200 / 30
Choice Broadband
Fixed Wireless
100 / 25

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