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160 E Cedar St, Fernley, NV 89408 Property Records

Lyon County property record for 160 E Cedar St, Fernley, NV 89408

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 950 sqft · built 1966
Lot Size0.19 acres (8,276 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Jan 2025)
Tax Bill$694 (2026)
Deeds & MortgagesMar 2021 Sale & Mortgage
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN020-041-22

Property Details

APN / Parcel Number

Primary APN020-041-22
Alternative APN
  • 2004122

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area950 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area8,276 sqft (0.19 acres)
Garage Area300 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address160 E CEDAR ST
CityFERNLEY
StateNV
Zip89408-8508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal Description14-20-24 FR NE4
Legal SubdivisionLUCKY BEE
Legal BlockA
Legal Lot Number11
JurisdictionLYON NV
Township / Civil DivisionFERNLEY
Census Block Group1
Census Block1000
Census Tract960104

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address160 E CEDAR ST, FERNLEY, NV 89408-8508
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2021Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage
GUILD MORTGAGE CO
Oct 18, 2019Grant Deed, Transfer
WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2025 · Amount on Record
Deed SaleJan 7, 2025 · Amount on Record
Prior SaleMar 4, 2021 · Amount on Record
Deed Document Number2025690110
Prior Transfer DateSep 11, 2014
Prior Transfer Doc0000527269
Record UpdatedSep 20, 2026

March 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionLYON NV
Recording DateMar 4, 2021
Property Address160 E CEDAR ST, FERNLEY, NV 89408-8508
Document Number0000632252
Map ReferenceMAP 87896
Instrument DateMar 2, 2021
Instrument632252
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$936.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4520 RUTLEDGE ST, 4520, FERNLEY, NV 89408-7123

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 E CEDAR ST, FERNLEY, NV 89408-8508

Mortgage

Document Number0000632253
DateMar 4, 2021
Instrument632253
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLYON NV
Recording DateOct 18, 2019
Property Address160 E CEDAR ST, FERNLEY, NV 89408-8508
Document Number0000604170
Instrument DateAug 9, 2019
Instrument604170
Transaction TypeTransfer
Record UpdatedNov 14, 2019
Title CompanyWESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC

Transaction

AmountAmount Recorded
Tax$748.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address160 E CEDAR ST FERNLEY NV 894088508, FERNLEY, NV 89408-8508

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateNevada
CountyLyon County
MunicipalityFernley City
Unified School DistrictLyon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$694.00 (-34.03%)$65,903 (+14.58%) Land $52,500 Building $13,403$188,294 (+14.58%) Land $150,000 Building $38,294
2023$1,052.00 (+3.24%)$57,519 (+1.99%) Land $45,500 Building $12,019$164,341 (+1.99%) Land $130,000 Building $34,341
2022$1,019.00$56,399 Land $45,500 Building $10,899$161,139 Land $130,000 Building $31,139

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Nevada
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNLEY PUBLIC WORKS
serves 23,064 people · EPA ID NV0000062
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless		200 / 30
Choice Broadband
Fixed Wireless		100 / 25

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