Franklin County property record for 17 Stephen Ave, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 2004 |
| Owner | Individual Name on File |
| Tax Bill | $1,852 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-5-21.0-4-014-049.440 |
| Primary APN | 17-5-21.0-4-014-049.440 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Street Address | 17 STEPHEN AVE |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CD |
| Legal Description | LOT:11 WOODLAND OAKS 8 |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 21 |
| Legal Quarter | SE |
| Legal Subdivision | WOODLAND OAKS |
| Legal Block | 14 |
| Legal Lot Number | 11 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 800604 |
Source: Franklin County records · APN 17-5-21.0-4-014-049.440
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 17 STEPHEN AVE, UNION, MO 63084-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage BROKERS SOLUTIONS INC |
| Feb 08, 2020 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| May 16, 2019 | Warranty Deed, Transfer EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 19, 2023 |
| Deed Sale | Jan 19, 2023 |
| Prior Sale | May 16, 2019 |
| Deed Document Number | 2300697 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 19, 2023 |
| Property Address | 17 STEPHEN AVE, UNION, MO 63084-1006 |
| Document Number | 0002300697 |
| Map Reference | PB P PG 284 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 2300697 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | USTC, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 STEPHEN AVE, UNION, MO 63084-1006 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 17 STEPHEN AVE, UNION, MO 63084-1006 |
| Document Number | 0002300698 |
|---|---|
| Date | Jan 19, 2023 |
| Instrument | 2300698 |
| Name | BROKERS SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 17 STEPHEN AVE, UNION, MO 63084-1006 |
| Document Number | 0000002736 |
| Instrument Date | Feb 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2020 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 STEPHEN AVE UNION MO 630841006, UNION, MO 63084-1006 |
| Document Number | 0000002736 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 2736 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 16, 2019 |
| Property Address | 17 STEPHEN AVE, UNION, MO 63084-1006 |
| Document Number | 0000005866 |
| Instrument Date | May 13, 2019 |
| Instrument | 5866 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 17 STEPHEN AVE UNION MO 630841006, UNION, MO 63084-1006 |
| Document Number | 5867 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 5867 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 15, 2049 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,852.00 (+16.33%) | $31,076 (+17.37%) | $163,560 (+17.37%) Land $26,000 Building $137,560 |
| 2023 | $1,592.00 (-8.19%) | $26,477 | $139,350 Land $26,000 Building $113,350 |
| 2022 | $1,734.00 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 177 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION PWS serves 12,348 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Also Mapped Here | FRANKLIN COUNTY PWSD 1 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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