14 Stephen Ave, Union, MO 63084 Property Records

Franklin County property record for 14 Stephen Ave, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,264 sqft · built 2004
Owner	2 Individual Names on File
Last Sale	$129,900 (May 2005)
Tax Bill	$1,935 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-5-21.0-4-014-049.390`

Property Details

APN / Parcel Number

Primary APN	`17-5-21.0-4-014-049.390`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,264 sqft Living Area

Exterior

Year Built	Built 2004
Architectural Style	A-Frame
Construction Type	Frame
Patio Area	144 sqft

Location & Zoning

Street Address	14 STEPHEN AVE
City	UNION
State	MO
Zip	63084-1008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	LOT:7 WOODLAND OAKS 8
Legal Range	01W
Legal Township	43
Legal Section	21
Legal Quarter	SE
Legal Subdivision	WOODLAND OAKS
Legal Block	14
Legal Lot Number	7
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	1
Census Block	1009
Census Tract	800604

Owner

Source: Franklin County records · APN 17-5-21.0-4-014-049.390

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 201, UNION, MO 63084-0201
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 02, 2005 · Amount on Record
Deed Sale	May 02, 2005 · Amount on Record
Deed Document Number	0000010299
Last Transfer Date	Dec 15, 2020
Transfer Doc	0000021905
Record Updated	Jun 08, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 15, 2020
Property Address	14 STEPHEN AVE, UNION, MO 63084-1008
Document Number	0000021905
Instrument Date	Dec 08, 2020
Instrument	21905
Transaction Type	Transfer
Record Updated	Jan 05, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	14 STEPHEN AVE UNION MO 630841008, UNION, MO 63084-1008

Mortgage

Document Number	21906
Date	Dec 15, 2020
Instrument	21906

Lender

Name	SULLIVAN BK
Address	SULLIVAN, MO 63080

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,935.00 (+16.57%)	$32,456 (+17.54%)	$170,820 (+17.54%) Land $26,000 Building $144,820
2023	$1,660.00 (-14.52%)	$27,613	$145,330 Land $26,000 Building $119,330
2022	$1,942.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 177 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010801, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	UNION PWS serves 12,348 people
Water Source	Groundwater
Last State Inspection	Nov 2022
Also Mapped Here	FRANKLIN COUNTY PWSD 1
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.