Franklin County property record for 10 Stephen Ave, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 2004 |
| Lot Size | 0.227 acres (9,922 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $229,800 (Oct 2020) |
| Tax Bill | $1,856 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-5-21.0-4-014-049.370 |
| Primary APN | 17-5-21.0-4-014-049.370 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Construction Type | Frame |
| Lot Area | 9,922 sqft (0.227 acres) |
| Patio Area | 100 sqft |
| Street Address | 10 STEPHEN AVE |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CD |
| Legal Description | LOT:5 WOODLAND OAKS 8 |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 21 |
| Legal Subdivision | WOODLAND OAKS |
| Legal Lot Number | 5 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 800604 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 STEPHEN AVE, UNION, MO 63084-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2020 | Warranty Deed, Transfer GUILD MTG |
| Jul 10, 2020 | Quit Claim Deed, Construction Loan · Line of Credit HERITAGE CMNTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2020 · Amount on Record |
| Deed Sale | Oct 8, 2020 · Amount on Record |
| Prior Sale | Aug 28, 2007 · Amount on Record |
| Deed Document Number | 202017138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 8, 2020 |
| Property Address | 10 STEPHEN AVE, UNION, MO 63084-1008 |
| Document Number | 0000017138 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 17138 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2020 |
| Title Company | FRANKLIN COMPANY TITLE COMPANY, FRANKLIN CO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 STEPHEN AVE UNION MO 630841008, UNION, MO 63084-1008 |
| Document Number | 17139 |
|---|---|
| Date | Oct 8, 2020 |
| Instrument | 17139 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 7, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 10, 2020 |
| Property Address | 10 STEPHEN AVE, UNION, MO 63084-1008 |
| Document Number | 0000010889 |
| Instrument Date | Jun 2, 2020 |
| Instrument | 10889 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 20, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10 STEPHEN AVE UNION MO 630841008, UNION, MO 63084-1008 |
| Document Number | 10890 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 10890 |
| Name | HERITAGE CMNTY BK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 9, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,856.00 (+16.44%) | $31,133 (+17.38%) | $163,860 (+17.38%) Land $26,000 Building $137,860 |
| 2023 | $1,594.00 (-8.07%) | $26,524 | $139,600 Land $26,000 Building $113,600 |
| 2022 | $1,734.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Also Mapped Here | FRANKLIN COUNTY PWSD 1 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures