Franklin County property record for 13 Stephen Ave, Union, MO 63084 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | A-Frame |
| Year Built | Built 2004 |
| Square Footage | 1,136 sqft Living Area |
| Occupancy | Owner Occupied |
| Tax Bill | $1,792.00 (2025) |
Source: Franklin County records · APN 17-5-21.0-4-014-049.460
Assessment roll updated May 31, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13 STEPHEN AVE, UNION, MO 63084-1006 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 24, 2025 | Warranty Deed, Transfer · Conventional Mortgage HERITAGE COMMUNITY BANK |
| Aug 24, 2020 | Deed of Trust, Mortgage VETERANS UNITED HM LNS |
| Feb 15, 2018 | Quit Claim Deed, Mortgage · Veterans Administration Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2025 |
| Deed Sale | Apr 24, 2025 |
| Prior Sale | Feb 15, 2018 |
| Deed Doc Number | 2504622 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 24, 2025 |
| Property Address | 13 STEPHEN AVE, UNION, MO 63084-1006 |
| Document Number | 0002504622 |
| Map Reference | PB P PG 284 |
| Instrument Date | Apr 24, 2025 |
| Instrument | 2504622 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Title Company | PM TITLE COMPANY, M&I TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8277 MORGANFORD RD, SAINT LOUIS, MO 63123-6847 |
| Name | Verified Name |
|---|---|
| Address | 13 STEPHEN AVE, UNION, MO 63084-1006 |
| Investor | Possibly a Property Investor |
| Document Number | 0002504623 |
|---|---|
| Date | Apr 24, 2025 |
| Instrument | 2504623 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 13 STEPHEN AVE, UNION, MO 63084-1006 |
| Document Number | 0000014673 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 13 STEPHEN AVE UNION MO 630841006, UNION, MO 63084-1006 |
| Document Number | 0000014673 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 14673 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 03, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 15, 2018 |
| Property Address | 13 STEPHEN AVE, UNION, MO 63084-1006 |
| Document Number | 0000001987 |
| Instrument Date | Feb 09, 2018 |
| Instrument | 1987 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 STEPHEN AVE UNION MO 630841006, UNION, MO 63084-1006 |
| Document Number | 1988 |
|---|---|
| Date | Feb 15, 2018 |
| Instrument | 1988 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 14, 2048 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,792.00 (+16.21%) | $30,071 (+17.25%) | $158,270 (+17.25%) Land $26,000 Building $132,270 |
| 2023 | $1,542.00 (-7.61%) | $25,646 | $134,980 Land $26,000 Building $108,980 |
| 2022 | $1,669.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 17-5-21.0-4-014-049.460 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,136 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | A-Frame Style |
| Construction Type | Frame Construction |
| Street Address | 13 STEPHEN AVE |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-1006 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:13 WOODLAND OAKS 8 |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 21 |
| Legal Quarter | SE |
| Legal Subdivision | WOODLAND OAKS |
| Legal Block | 14 |
| Legal Lot Number | 13 |
| Jurisdiction | FRANKLIN MO |
| Minor Civil Division | UNION |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 800604 |
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