Franklin County property record for 12 Stephen Ave, Union, MO 63084 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,117 sqft · built 2004 |
| Owner | Individual Name on File |
| Tax Bill | $1,843 (2025) |
| Deeds & Mortgages | Jun 2019 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-5-21.0-4-014-049.380 |
| Primary APN | 17-5-21.0-4-014-049.380 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,117 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Patio Area | 144 sqft |
| Street Address | 12 STEPHEN AVE |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-1008 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:6 WOODLAND OAKS 8 |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 21 |
| Legal Quarter | SE |
| Legal Subdivision | WOODLAND OAKS |
| Legal Block | 14 |
| Legal Lot Number | 6 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 800604 |
Source: Franklin County records · APN 17-5-21.0-4-014-049.380
Assessment roll updated May 31, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 STEPHEN AVE, UNION, MO 63084-1008 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2019 | Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BK |
| Mar 13, 2018 | Quit Claim Deed, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 21, 2019 |
| Deed Sale | Jun 21, 2019 |
| Prior Sale | Mar 13, 2018 |
| Deed Document Number | 1907688 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jun 21, 2019 |
| Property Address | 12 STEPHEN AVE, UNION, MO 63084-1008 |
| Document Number | 0000007688 |
| Instrument Date | Jun 11, 2019 |
| Instrument | 7688 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2019 |
| Title Company | HILLSBOROUGH TITLE INC, HTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 STEPHEN AVE UNION MO 630841008, UNION, MO 63084-1008 |
| Document Number | 7689 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 7689 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 13, 2018 |
| Property Address | 12 STEPHEN AVE, UNION, MO 63084-1008 |
| Document Number | 0000003189 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 3189 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 STEPHEN AVE UNION MO 630841008, UNION, MO 63084-1008 |
| Document Number | 3190 |
|---|---|
| Date | Mar 13, 2018 |
| Instrument | 3190 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 12, 2048 |
Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,843.00 (+16.35%) | $30,917 (+17.36%) | $162,720 (+17.36%) Land $26,000 Building $136,720 |
| 2023 | $1,584.00 (-8.12%) | $26,344 | $138,650 Land $26,000 Building $112,650 |
| 2022 | $1,724.00 |
Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 15% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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