17 Rustic Hills St, Norman, OK 73072 Property Records

Cleveland County property record for 17 Rustic Hills St, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,219 sqft · built 1981
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Oct 2023)
Tax Bill$8,495 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR0043718

Property Details

APN / Parcel Number

Primary APNR0043718
Alternative APNs
  • NC29RUST1 1 17001
  • 43718

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,219 sqft Living Area
Gross Area4,906 sqft
1st Floor Area2,360 sqft
Basement Area381 sqft
Finished Basement381 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1990
Exterior MaterialCombination
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
View / LotBusiness Cluster
Garage TypeAttached
Garage Area687 sqft
PorchPorch
Porch Area317 sqft
Patio Area99 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number43718
Street Address17 RUSTIC HILLS ST
CityNORMAN
StateOK
Zip73072-7412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSTIC HILLS I LOT 17 BLK 1
Legal Range03W
Legal Township08
Legal Section12
Legal SubdivisionRUSTIC HILLS 1
Legal Block1
Legal Lot Number17
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group3
Census Block3010
Census Tract201103

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17 RUSTIC HILLS ST, NORMAN, OK 73072-7412
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed of Trust, Mortgage · Conventional Mortgage
GATEWAY FIRST BANK
Oct 18, 2023Warranty Deed, Transfer · Conventional Mortgage
GATEWAY FIRST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2023 · Amount on Record
Deed SaleOct 18, 2023 · Amount on Record
Prior SaleOct 27, 2014 · Amount on Record
Deed Document Number202328686
Deed Book / Page6599 / 275
Prior Transfer DateAug 4, 2010
Prior Transfer DocR201031735
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address17 RUSTIC HILLS ST, NORMAN, OK 73072-7412
Transaction TypeMortgage
Record UpdatedNov 11, 2025
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address17 RUSTIC HILLS ST, NORMAN, OK 73072-7412

Mortgage

Document NumberR202530659
DateOct 24, 2025
Book Page6875/803
InstrumentR 2025 30659
Lender
NameGATEWAY FIRST BANK
TypeBank
AddressJENKS, OK 74037
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 1, 2045

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateOct 18, 2023
Property Address17 RUSTIC HILLS ST, NORMAN, OK 73072-7412
Document NumberR202328686
Book / Page6599 / 275
Instrument DateOct 11, 2023
InstrumentR 2023 28686
Transaction TypeTransfer
Record UpdatedNov 1, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address17 RUSTIC HILLS ST, NORMAN, OK 73072-7412

Mortgage

Document NumberR202328687
DateOct 18, 2023
InstrumentR 2023 28687
Lender
NameGATEWAY FIRST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,495.00 (+28.63%) Homeowner's exemption$71,789 (+28.19%) Land $5,745 Building $66,044$630,524 (+10.01%) Land $50,461 Building $580,063
2023$6,604.00 (+7.45%) Homeowner's exemption$56,003 (+3%) Land $4,930 Building $51,073$573,127 (+26.49%) Land $50,461 Building $522,666
2022$6,146.00 Homeowner's exemption$54,372 Land $3,840 Building $50,532$453,103 Land $32,000 Building $421,103

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
Also Mapped HereGOLDSBY WATER AUTH TRUST
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

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